4901 Bayhead Rd, Youngstown, FL 32466 Property Records

Bay County property record for 4901 Bayhead Rd, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,186 sqft · built 2008
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jul 2012)
Tax Bill	$871 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05354-640-020`

Property Details

APN / Parcel Number

Primary APN	`05354-640-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,186 sqft Heated Area
Gross Area	1,352 sqft
1st Floor Area	1,186 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	512 sqft
Porch	Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4901 BAYHEAD RD
City	YOUNGSTOWN
State	FL
Zip	32466-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	BAYHEAD PARK PLAT 126C LOTS 23 & 24 BLK 22 ORB 3421 P 2244
Legal Range	13W
Legal Township	02S
Legal Section	18
Legal Subdivision	BAY HEAD PARK
Legal Block	22
Legal Lot Number	23,24 24
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2017
Census Tract	402

Owner

4901 Bayhead Rd is owned and occupied by an individual who bought it in July 2012.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4901 BAYHEAD RD, YOUNGSTOWN, FL 32466-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2012 · Amount on File
Deed Sale	Jul 3, 2012 · Amount on File
Prior Sale	Jun 6, 2008 · Amount on File
Deed Document Number	2012035515
Deed Book / Page	3421 / 2244
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	4901 BAYHEAD RD, YOUNGSTOWN, FL 32466-2009
Document Number	0041840594
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4901 BAYHEAD RD YOUNGSTOWN FL 324662009, YOUNGSTOWN, FL 32466-2009

Mortgage

Document Number	0041840594
Date	Oct 28, 2019
Book Page	004184/000594
Instrument	93831

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 27, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4901 Bayhead Rd was $871 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 Homeowner's exemption	$110,088	$127,905 Land $27,100 Building $100,805
2023	$463.00 (+8.18%) Homeowner's exemption	$70,166 (+3%)	$77,784 (+12.56%) Land $22,200 Building $55,584
2022	$428.00 Homeowner's exemption	$68,122	$69,102 Land $17,500 Building $51,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4901 Bayhead Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	10 (2018–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4901 Bayhead Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20