4900 Shad Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4900 Shad Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,994 sqft · built 2019
Lot Size	0.529 acres (23,072 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2019)
Tax Bill	$2,111 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-10-34-28-061-0060-0101`

Property Details

APN / Parcel Number

Primary APN	`C-10-34-28-061-0060-0101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,994 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,072 sqft (0.529 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	432 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4900 SHAD DR
City	SEBRING
State	FL
Zip	33870-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING RIDGE SEC G PB 12 PG 28 NLY TRI TRACT OF LT 10 BLK 6
Legal Range	28E
Legal Township	34S
Legal Section	10
Legal Subdivision	SEBRING RIDGE SEC G
Legal Block	6
Legal Lot Number	10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960104

Owner

4900 Shad Dr is owned and occupied by an individual who bought it in August 2019.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4900 SHAD DR, SEBRING, FL 33870-1119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2019	Grant Deed, Transfer NOT AVAILABLE
Mar 4, 2019	Grant Deed, Transfer RIVERO FAMILY TRUST (IT)
Dec 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	1954052
Deed Book / Page	2710 / 0067
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 29, 2019
Property Address	4900 SHAD DR, SEBRING, FL 33870-1119
Document Number	0001954052
Book / Page	2710 / 0067
Map Reference	MB 12 PG 28
Instrument Date	Aug 28, 2019
Instrument	1954052
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 S COMMERCE AVE, 551, SEBRING, FL 33870-3869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 SHAD DR, SEBRING, FL 33870-1119

Mortgage

Document Number	0000271069
Date	Aug 29, 2019
Instrument	2710/69

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 24, 2019
Property Address	4900 SHAD DR, SEBRING, FL 33870-1119
Document Number	0001941514
Book / Page	002694 / 000005
Instrument Date	Mar 7, 2019
Instrument	1941514
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 4, 2019
Property Address	4900 SHAD DR, SEBRING, FL 33870-1119
Document Number	0001930794
Book / Page	002680 / 000586
Instrument Date	Feb 27, 2019
Instrument	1930794
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	551 S COMMERCE AVE SEBRING FL 338703869, SEBRING, FL 33870-3869

Mortgage

Document Number	1930795
Date	Mar 4, 2019
Book Page	002680/000588
Instrument	1930795

Lender

Name	RIVERO FAMILY TRUST (IT)
Address	551 S COMMERCE AVE, SEBRING, FL 33870-3869

Agreement

Amount	Amount on Record

Interest

Rate	2.5%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 21, 2018
Property Address	4900 SHAD DR, SEBRING, FL 33870-1119
Document Number	0001922674
Book / Page	002670 / 001012
Instrument Date	Dec 19, 2018
Instrument	1922674
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$245.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	551 S COMMERCE AVE SEBRING FL 338703869, SEBRING, FL 33870-3869

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,875	$263,624 Land $20,000 Building $243,624
2024	$2,111.00 (+2.53%)
2023	$2,059.00 (+1.73%) Homeowner's exemption	$165,940 (+3%)	$254,866 (+17.45%) Land $16,000 Building $238,866
2022	$2,024.00 Homeowner's exemption	$161,107	$217,005 Land $11,250 Building $205,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4900 Shad Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 Shad Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rapid Systems Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink, Xfinity.

Nearby Properties on Shad Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures