Shiawassee County property record for 4900 S Ruess Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 7.2 acres (313,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,000 (Sep 2003) |
| Tax Bill | $3,446 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Mar 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-08-400-005-03 |
| Primary APN | 010-08-400-005-03 |
|---|
| Lot Area | 313,632 sqft (7.2 acres) |
|---|
| Street Address | 4900 S RUESS RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 8 T6N R2E COM AT SE COR OF SEC S8908'34!W 634.70 FT N 200 FT S8908'34!W 200 FT N 225.58 FT N8908'34!E 836.56 FT TO E SEC |
| Legal Range | 02E |
| Legal Township | 06N |
| Legal Section | 08 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31401 |
4900 S Ruess Rd is owned and occupied by two individuals who bought it in September 2003.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4900 S RUESS RD, OWOSSO, MI 48867-9293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2017 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Mar 2, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN |
| Mar 17, 2020 | Quit Claim Deed, Transfer ASTERA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2003 · Amount on File |
| Deed Sale | Sep 9, 2003 · Amount on File |
| Deed Document Number | 20033107305 |
| Deed Book / Page | 1045 / 837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 4900 S RUESS RD, OWOSSO, MI 48867-9293 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012300833 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 1230/0833 |
| Instrument | 3294141 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 4900 S RUESS RD, OWOSSO, MI 48867-9293 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012310433 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 1231/0433 |
| Instrument | 3294741 |
| Name | FIFTH THIRD BANK EASTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 17, 2020 |
| Property Address | 4900 S RUESS RD, OWOSSO, MI 48867-9293 |
| Document Number | 0012670005 |
| Book / Page | 001267 / 000005 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 3330648 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2020 |
| Title Company | HALLMARK TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10616 LAINGSBURG RD LAINGSBURG MI 488489323, LAINGSBURG, MI 48848-9323 |
| Document Number | 12670006 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 001267/000006 |
| Instrument | 3330649 |
| Name | ASTERA CU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 16, 2050 |
The 2025 property tax bill for 4900 S Ruess Rd was $3,446 with a homeowner's exemption, up 4.1% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Bennington Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,500 (+12.61%) | $427,000 (+12.61%) | |
| 2025 | $3,446.00 (+4.08%) Homeowner's exemption | $189,600 | $379,200 |
| 2024 | $3,311.00 (+8.7%) | ||
| 2023 | $3,046.00 Homeowner's exemption | $156,200 | $312,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4900 S Ruess Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4900 S Ruess Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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