Osceola County property record for 4900 Old Glory Way, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,199 sqft · built 2013 |
| Lot Size | 0.132 acres (5,749 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,980 (Feb 2013) |
| Tax Bill | $5,338 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0081-0001-2160 |
| Primary APN | 09-26-30-0081-0001-2160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,199 sqft Living Area |
| Gross Area | 2,655 sqft |
| 1st Floor Area | 1,052 sqft |
| Upper Floors Area | 1,147 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,749 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 364 sqft |
| Porch | Metal Porch |
| Porch Area | 56 sqft |
| Deck Area | 520 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4900 OLD GLORY WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | ANTHEM PARK PH 3A PB 20 PG 86-89 LOT 216 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK PH 3A |
| Legal Phase | 3A |
| Legal Tract | 81 |
| Legal Block | 2160 |
| Legal Lot Number | 216 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 43208 |
Source: Osceola County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE |
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2013 · Amount on Record |
| Deed Sale | Feb 11, 2013 · Amount on Record |
| Deed Document Number | 201322419 |
| Deed Book / Page | 4393 / 2620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Document Number | 0000106592 |
| Book / Page | 7020 / 1148 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026106592 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Document Number | 0000106592, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 7020/1148 |
| Instrument | 2026106592 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Document Number | 0061520978 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 6152/978 |
| Instrument | 2022026331 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056592809 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 5659/2809 |
| Instrument | 2020009068 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054351385 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 5435/1385 |
| Instrument | 2018170311 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4900 OLD GLORY WAY, SAINT CLOUD, FL 34769-1845 |
| Document Number | 0058652314 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 5865/2314 |
| Instrument | 2021001900 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,338.00 (+8.25%) Homeowner's exemption | $217,775 (+10.71%) | $357,500 (+3.8%) Land $70,000 Building $287,500 |
| 2023 | $4,931.00 (+3.33%) Homeowner's exemption | $196,709 (+3%) | $344,400 (+16.31%) Land $60,000 Building $284,400 |
| 2022 | $4,772.00 Homeowner's exemption | $190,980 | $296,100 Land $55,000 Building $241,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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