4900 N 38 St, McAllen, TX 78504 Property Records

Hidalgo County property record for 4900 N 38 St, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 2019
Lot Size	0.223 acres (9,705 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale
APN	`S355300000008600`

Property Details

APN / Parcel Number

Primary APN	`S355300000008600`
Alternative APN	`1180301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	2,240 sqft
Flooring	Tile

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,705 sqft (0.223 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	54 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4900 N 38 ST
City	MCALLEN
State	TX
Zip	78504-6571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER CREEK ESTATES LOT 86
Legal Subdivision	SILVER CREEK ESTATES - SML
Legal Block	1
Legal Lot Number	86
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1000
Census Tract	20727

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4900 N 38 ST, MCALLEN, TX 78504-6571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS EQUITY LLC
May 3, 2019	Warranty Deed, Transfer VALLEY LAND TITLE COMPANY, VALLEY LAND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019
Deed Sale	May 3, 2019
Deed Document Number	20193010799
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4900 N 38 ST, MCALLEN, TX 78504-6571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIERRA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003158209
Date	Oct 19, 2020
Instrument	3158209

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Address	SAN ANTONIO, TX 78248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	May 3, 2019
Property Address	4900 N 38 ST, MCALLEN, TX 78504-6571
Document Number	0003010799
Instrument Date	May 1, 2019
Instrument	3010799
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	VALLEY LAND TITLE COMPANY, VALLEY LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3512 ROBIN AVE MCALLEN TX 785045954, MCALLEN, TX 78504-5954

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,548 (-) Land $121,310 Building $228,238	$349,548 (-) Land $121,310 Building $228,238
2025	$5,454.00 (+20.19%) Homeowner's exemption Senior Citizen's exemption	$349,548 (+3%) Land $121,310 Building $228,238	$349,548 (+3%) Land $121,310 Building $228,238
2024	$4,538.00 (-43.16%)
2023	$7,984.00 (+17.64%)	$339,367 Land $92,196 Building $247,171	$339,367 Land $92,196 Building $247,171
2022	$6,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, VTX Communications.

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