4900 Malone Rd, Loudon, TN 37774 Property Records

Loudon County property record for 4900 Malone Rd, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,469 sqft · built 1996
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Dec 2025)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Dec 2025 Sale & Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053057 10901`

Property Details

APN / Parcel Number

Primary APN	`053057 10901`
Alternative APN	`057 10901`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,469 sqft Living Area
1st Floor Area	2,303 sqft
Basement Area	1,632 sqft
Unfinished Basement	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	65,776 sqft (1.51 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	924 sqft
Pool House	728 sqft
Porch	Finished/Screened Porch
Porch Area	608 sqft
Deck Area	168 sqft
Patio Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4900 MALONE RD
City	LOUDON
State	TN
Zip	37774-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	DISTRICT: 1
Legal Subdivision	JAMES ALLEN RUSSELL PROP
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2022
Census Tract	60502

Owner

4900 Malone Rd is owned and occupied by an individual who bought it in December 2025.

Source: Loudon County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4900 MALONE RD, LOUDON, TN 37774-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Warranty Deed, Transfer · Line of Credit COMMONWEALTH CREDIT UNION
Mar 4, 2017	Deed of Trust, Mortgage · Conventional with PMI PEOPLES BK/E TN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Jun 3, 2024
Deed Document Number	25011146
Deed Book / Page	D491 / 612
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Dec 2, 2025
Property Address	4900 MALONE RD, LOUDON, TN 37774-3908
Document Number	00D491/612
Book / Page	D491 / 612
Instrument Date	Dec 2, 2025
Instrument	25011146
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SOUTHEASTERN TTL & ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$821.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 MALONE RD, LOUDON, TN 37774-3908

Mortgage

Document Number	0T1770/261
Date	Dec 15, 2025
Book Page	T1770/261
Instrument	25011596

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	2270 HIGHWAY 72 N, LOUDON, TN 37774

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2035

Interest

Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	4900 MALONE RD, LOUDON, TN 37774-3908
Document Number	0000002177
Book / Page	001321 / 000171
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4900 MALONE RD LOUDON TN 377743908, LOUDON, TN 37774-3908

Mortgage

Document Number	0000002177
Date	Mar 15, 2017
Book Page	001321/000171
Instrument	2177

Lender

Name	PEOPLES BK/E TN
Type	Bank
Address	MADISONVILLE, TN 37354-0128

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4900 Malone Rd was $1,560, up 29.5% from the year before.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (+29.46%)	$88,225 (+29.46%) Land $5,550 Building $82,675
2024	$1,205.00	$68,150 (-) Land $5,550 Building $62,600
2023		$68,150 Land $5,550 Building $62,600
2021			$352,900 Land $22,200 Building $330,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4900 Malone Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 Malone Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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