4900 Edgeware Ter, Frederick, MD 21703 Property Records

Frederick County property record for 4900 Edgeware Ter, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,716 sqft · built 1999
Lot Size0.034 acres (1,500 sqft)
Owner2 Individual Names on Record
Last Sale$374,900 (Aug 2026)
Tax Bill$3,516 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-029126

Property Details

APN / Parcel Number

Primary APN01-029126
Alternative APNs
  • 1029126
  • 029126

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,716 sqft Living Area
1st Floor Area572 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,500 sqft (0.034 acres)
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number029126
Street Address4900 EDGEWARE TER
CityFREDERICK
StateMD
Zip21703-6806
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 464 PL 1 SEC 2 1,500 SQ. FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE
Legal Lot Number464
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group3
Census Block3001
Census Tract752301

Owner

Source: Frederick County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4900 EDGEWARE TER, FREDERICK, MD 21703-6806
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed, Transfer · Conventional Mortgage
ABSOLUTE MORTGAGE CORPORATION
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 3, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Aug 30, 2021Deed, Transfer
LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2026 · Amount on Record
Deed SaleAug 31, 2026 · Amount on Record
Prior SaleAug 30, 2021 · Amount on Record
Deed Book / Page18029 / 377
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 31, 2026
Property Address4900 EDGEWARE TER, FREDERICK, MD 21703-6806
Document Number1802000377
Book / Page18029 / 377
Instrument DateAug 25, 2026
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyCARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$378,649.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4900 EDGEWARE TER, FREDERICK, MD 21703-6806

Mortgage

Document Number1802000387,
DateAug 31, 2026
Book Page18029/387
Lender
NameABSOLUTE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4900 EDGEWARE TER, FREDERICK, MD 21703-6806
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139560276
DateAug 5, 2020
Book Page13956/276
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJun 1, 2050

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4900 EDGEWARE TER, FREDERICK, MD 21703-6806
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4900 EDGEWARE TER, FREDERICK, MD 21703-6806

Mortgage

Document Number0157050073
DateFeb 3, 2022
Book Page15705/73
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueDec 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 30, 2021
Property Address4900 EDGEWARE TER, FREDERICK, MD 21703-6806
Document Number0152430057
Book / Page15243 / 57
Map ReferenceMB 59 PG 179
Instrument DateAug 10, 2021
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23425 SLIDELL RD, BOYDS, MD 20841-9345

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,033 (+25.87%)$329,500 (+28.66%) Land $100,000 Building $229,500
2025$3,516.00 (+20.08%)
2023$2,928.00$242,333$256,100 Land $85,000 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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