4900 Calvert Dr, Troy, MI 48085 Property Records

Oakland County property record for 4900 Calvert Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,728 sqft · built 1978
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Jun 2021)
Tax Bill	$7,391 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-14-204-006`

Property Details

APN / Parcel Number

Primary APN	`88-20-14-204-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	125 ft deep x 121 ft wide
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4900 CALVERT DR
City	TROY
State	MI
Zip	48085-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 14 LONG LAKE VILLAGE SUB. LOT 6
Legal Range	11E
Legal Township	2N
Legal Section	14
Legal Subdivision	LONG LAKE VILLAGE
Legal Lot Number	6
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1000
Census Tract	197100

Owner

Source: Oakland County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4900 CALVERT DR, TROY, MI 48085-5011
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit LAKE TRUST CU
Jun 25, 2021	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Jun 28, 2021	Intrafamily Transfer, Transfer LIBERTY TITLE
Dec 20, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	2021161716
Deed Book / Page	56457 / 586
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	0000162852
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4900 CALVERT DR, TROY, MI 48085-5011
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 CALVERT DR, TROY, MI 48085-5011

Mortgage

Document Number	20250160309
Date	Dec 18, 2025
Book Page	60807/694
Instrument	20250160309

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 25, 2021
Property Address	4900 CALVERT DR, TROY, MI 48085-5011
Document Number	0000161716
Book / Page	56457 / 586
Map Reference	LB 128 PG 6
Instrument Date	Jun 23, 2021
Instrument	161716
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 BALDWIN AVE, ROYAL OAK, MI 48067-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 CALVERT DR, TROY, MI 48085-5011

Mortgage

Document Number	0056457589
Date	Jun 25, 2021
Instrument	56457/589

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 28, 2021
Property Address	4900 CALVERT DR, TROY, MI 48085-5011
Document Number	0000162852
Book / Page	56465 / 219
Map Reference	LB 128 PG 6
Instrument Date	Jun 23, 2021
Instrument	162852
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 CALVERT DR, TROY, MI 48085-5011

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 20, 2017
Property Address	4900 CALVERT DR, TROY, MI 48085-5011
Document Number	0000232199
Book / Page	051407 / 000518
Instrument Date	Dec 13, 2017
Instrument	232199
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,922.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 IRVING AVE ROYAL OAK MI 480673311, ROYAL OAK, MI 48067-3311

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,391.00 (+21.92%)
2023			$349,540
2022	$6,062.00	$174,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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