4900 Austin Rd, Nesbit, MS 38651 Property Records

DeSoto County property record for 4900 Austin Rd, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	5 bd · 5,256 sqft · built 2006
Lot Size	2.14 acres (93,279 sqft)
Owner	Individual Name on Record
Tax Bill	$4,686 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-3-08-02-0-00018-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-3-08-02-0-00018-00`

Interior

Bedrooms	5 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,256 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	93,279 sqft (2.14 acres)
Patio Area	520 sqft

Location & Zoning

Street Address	4900 AUSTIN RD
City	NESBIT
State	MS
Zip	38651-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	MISTY OAKS PHASE I LOT 18
Legal Range	08
Legal Township	02
Legal Section	08
Legal Subdivision	MISTY OAKS PH 1
Legal Phase	1
Legal Lot Number	18
Jurisdiction	DESOTO MS
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	70221

Owner

Source: DeSoto County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4900 AUSTIN RD, NESBIT, MS 38651-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Dec 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000528674
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4900 AUSTIN RD, NESBIT, MS 38651-9610
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 AUSTIN RD, NESBIT, MS 38651-9610

Mortgage

Document Number	5662/99789
Date	Oct 1, 2025
Book Page	5662/99789

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4900 AUSTIN RD, NESBIT, MS 38651-9610
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 AUSTIN RD, NESBIT, MS 38651-9610

Mortgage

Document Number	0005647/49
Date	Dec 15, 2022
Book Page	5647/49

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2042

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4900 AUSTIN RD, NESBIT, MS 38651-9610
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004861/686
Date	Dec 30, 2019
Book Page	4861/686

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4900 AUSTIN RD, NESBIT, MS 38651-9610
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004659/577
Date	Jan 2, 2019
Book Page	4659/577

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 26, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4900 AUSTIN RD, NESBIT, MS 38651-9610
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 AUSTIN RD, NESBIT, MS 38651-9610

Mortgage

Document Number	0005267/40
Date	Jun 16, 2021
Book Page	5267/40

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	SOUTHAVEN, MS 38671

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4900 AUSTIN RD, NESBIT, MS 38651-9610
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 AUSTIN RD, NESBIT, MS 38651-9610

Mortgage

Document Number	005448/430
Date	Jan 21, 2022
Book Page	5448/430

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,686.00 (+54.76%)	$46,415 (+40.84%) Land $3,000 Building $43,415	$464,153 (+40.84%) Land $30,000 Building $434,153
2023	$3,028.00	$32,957	$329,567 Land $30,000 Building $299,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2004–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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