4900 Andrew Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4900 Andrew Cir, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,358 sqft · built 1965
Lot Size0.312 acres (13,610 sqft)
OwnerIndividual Name on File
Last Sale$529,500 (Sep 2019)
Tax Bill$6,891 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Dec 2024 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN230-0293-008-0000

Property Details

APN / Parcel Number

Primary APN230-0293-008-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,358 sqft Living Area
1st Floor Area2,358 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,610 sqft (0.312 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Pool Area10,800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4900 ANDREW CIR
CityCARMICHAEL
StateCA
Zip95608-8043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionCAMERON RANCH 03, LOT 179
Legal SubdivisionCAMERON RANCH 03
Legal Lot Number179
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1014
Census Tract7604

Owner

Source: Sacramento County records · APN 230-0293-008-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Dec 31, 2024Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Sep 13, 2019Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.
Sep 13, 2019Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Oct 19, 2017Quit Claim Deed, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Prior SaleMar 25, 2015 · Amount on Record
Deed Book / Page20190913 / 1268
Prior Transfer DateSep 12, 2019
Prior Transfer Doc9130000001267
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043

Mortgage

Document Number0000000055
DateMay 23, 2022
Instrument2022052300055
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043

Mortgage

Document Number0000000283
DateDec 31, 2024
Instrument202412310283
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 30, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043
Document Number2001160735
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 04, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4900 ANDREW CIR CARMICHAEL CA 956088043, CARMICHAEL, CA 95608-8043

Mortgage

Document Number2001160735
DateJan 16, 2020
Instrument2001160735
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressWARWICK, RI 02886
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateSep 13, 2019
Property Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043
Document Number1909131267
Instrument DateSep 12, 2019
Instrument1909131267
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4900 ANDREW CIR CARMICHAEL CA 956088043, CARMICHAEL, CA 95608-8043

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 13, 2019
Property Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043
Document Number1909131268
Instrument DateSep 06, 2019
Instrument1909131268
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$582.45
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4900 ANDREW CIR CARMICHAEL CA 956088043, CARMICHAEL, CA 95608-8043

Mortgage

Document Number1909131269
DateSep 13, 2019
Instrument1909131269
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2049

October 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 19, 2017
Property Address4900 ANDREW CIR, CARMICHAEL, CA 95608-8043
Document Number1710191054
Instrument DateSep 21, 2017
Instrument1710191054
Transaction TypeMortgage
Record UpdatedOct 31, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4900 ANDREW CIR CARMICHAEL CA 956088043, CARMICHAEL, CA 95608-8043

Mortgage

Document Number1710191055
DateOct 19, 2017
Instrument1710191055
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 18, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$590,660 (+2%) Land $172,902 Building $417,758
2025$6,891.00 (+0.95%)$579,079 (+4.04%) Land $169,512 Building $409,567
2024$6,826.00 (+2.6%)
2023$6,653.00 (+0.53%)$556,595 Land $162,931 Building $393,664
2022$6,618.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cal.net, Consolidated Communications.

Based on FCC filings for 559 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Andrew Cir

Nearby Streets

Search Property Records by Address or Parcel Number