4900 20th Ave, Valley, AL 36854 Property Records

Chambers County property record for 4900 20th Ave, Valley, AL 36854

Property Summary

Property Type	Medical Clinic
Details	3,228 sqft · built 2006
Lot Size	0.378 acres (16,480 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Aug 2023)
Tax Bill	$4,254 (2026)
Deeds & Mortgages	Mar 2025 Line of Credit Mar 2014 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-03-07-3-001-012.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-03-07-3-001-012.000`
Alternative APNs	`1803073001012000` `496440` `35688`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	3,228 sqft Living Area
1st Floor Area	3,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,480 sqft (0.378 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Porch	Slab
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	496440
Street Address	4900 20TH AVE
City	VALLEY
State	AL
Zip	36854-3549
Property Category	Commercial
Property Type	Commercial > Office > Medical Clinic
Legal Description	LOTS 7 & 8C. F. CROWDER ADDN.M.B. 1 PG. 45LESS ROAD R.O.W.IN NE1/4 OF SW1/4.S7 T21N R29ECITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	07
Legal Subdivision	CROWDER ADDN
Legal Lot Number	7
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3010
Census Tract	954600

Owner

4900 20th Ave, a commercial property, is owned by a company that bought it in August 2023.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4196 HIGHWAY 62 412, HARDY, AR 72542-8002
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Mar 27, 2014	Deed of Trust, Mortgage · Commercial Mortgage BRANCH BANKING AND TRUST CO
Aug 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Deed Document Number	20233765
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	4900 20TH AVE, VALLEY, AL 36854-3549
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 SUMMIT OAKS CV, JONESBORO, AR 72404-6885

Mortgage

Document Number	02025/1157
Date	Mar 3, 2025
Book Page	2025/1157

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	JONESBORO, AR 72401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	83 Months
Due	Feb 13, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	4900 20TH AVE, VALLEY, AL 36854-3549
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020140969
Date	Mar 27, 2014
Instrument	2014-0969

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	ELBERTA, AL 36530

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 24, 2023
Property Address	4900 20TH AVE, VALLEY, AL 36854-3549
Document Number	02023/3765
Book / Page	2023 / 3765
Map Reference	MB 1 PG 45
Instrument Date	Aug 8, 2023
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 STATE ST, MOBILE, AL 36603-6423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 SUMMIT OAKS CV, JONESBORO, AR 72404-6885

Tax Assessment & Valuation

The 2026 property tax bill for 4900 20th Ave was $4,254, up 6.1% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,254.00 (+6.08%)
2025	$4,010.00 (+6.99%)	$122,228 (+38.58%) Land $9,060 Building $113,168	$611,140 (+38.58%) Land $45,300 Building $565,840
2024	$3,748.00 (-7.96%) Additional exemption filed	$88,200 (-7.95%) Land $9,060 Building $79,140	$441,010 (-7.95%) Land $45,320 Building $395,690
2023	$4,072.00	$95,820 (-) Land $9,060 Building $86,760	$479,110 (-) Land $45,320 Building $433,790
2022	$4,072.00	$95,820 Land $9,060 Building $86,760	$479,110 Land $45,320 Building $433,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4900 20th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 20th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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