490 Windy Hill Rd, Moriah, NY 12960 Property Records

Essex County and Moriah Town property record for 490 Windy Hill Rd, Moriah, NY 12960

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 1 ba · 1,346 sqft · built 1950
Lot Size	63.9 acres (2,783,484 sqft)
Owner	Individual Name on File
Last Sale	$800 (Jul 2024)
Tax Bill	$3,435 (2025)
Deeds & Mortgages	Jul 2010 Mortgage Oct 2024 Line of Credit + 2 more
APN	`655J106608`

Property Details

APN / Parcel Number

Primary APN	`655J106608`
Alternative APNs	`15368909602000030020000000` `153600 96.20-3-2.000` `153600 96.20-3-2.100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,346 sqft Total Area
1st Floor Area	1,346 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	2,783,484 sqft (63.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	434 sqft
Shed	1 Shed
Canopy	944 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	655J106608
Street Address	490 WINDY HILL RD
City	MORIAH
State	NY
Zip	12960-2201
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	02 - SINGL
Legal Block	3
Legal Lot Number	2.100
Jurisdiction	ESSEX NY
Township / Civil Division	MORIAH
Census Block Group	1
Census Block	1034
Census Tract	961001

Owner

Source: Essex County and Moriah Town records · APN 655J106608

Assessment roll updated April 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 WINDY HILL RD, MORIAH, NY 12960-2201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2010	Deed of Trust, Mortgage CHAMPLAIN NATIONAL BANK
Oct 01, 2024	Deed, Transfer · Line of Credit TRAILNORTH FEDERAL CREDIT UNION
Jul 15, 2024	Warranty Deed, Transfer
Oct 01, 2020	Correction Deed

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Deed Document Number	20242289
Deed Book / Page	2170 / 54
Last Transfer Date	Sep 27, 2024
Transfer Doc	002178/202
Record Updated	Sep 20, 2026

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	490 WINDY HILL RD, MORIAH, NY 12960-2201
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001976/0000000259
Date	Jul 22, 2010
Book Page	0000001976/0000000259
Instrument	2010-0000292

Lender

Name	CHAMPLAIN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Oct 01, 2024
Property Address	490 WINDY HILL RD, MORIAH, NY 12960-2201
Document Number	002178/202
Book / Page	2178 / 202
Instrument Date	Sep 27, 2024
Instrument	2024-3337
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 WINDY HILL RD, MORIAH, NY 12960-2201

Mortgage

Document Number	0020243338
Date	Oct 01, 2024
Instrument	2024-3338

Lender

Name	TRAILNORTH FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2044

Interest

Rate Type	Adjustable Rate

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jul 15, 2024
Property Address	490 WINDY HILL RD, MORIAH, NY 12960-2201
Document Number	0002170/54
Book / Page	2170 / 54
Instrument Date	Jun 12, 2024
Instrument	2024-2289
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 WINDY HILL RD, MORIAH, NY 12960

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	ESSEX NY
Recording Date	Oct 01, 2020
Property Address	490 WINDY HILL RD, MORIAH, NY 12960-2201
Document Number	0002004/63
Book / Page	2004 / 63
Instrument Date	Sep 28, 2020
Instrument	2020-3967
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Essex County and Moriah Town records · Assessment roll updated April 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Moriah Town
Unified School District	Moriah Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,435.00 (+64.28%)	$394,400 (+108.35%) Land $117,900 Building $276,500	$394,400 (+56.26%) Land $117,900 Building $276,500
2023		$189,300 (-) Land $68,900 Building $120,400	$252,400 (+25.33%) Land $91,867 Building $160,533
2022	$2,091.00 (+8.91%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$189,300 Land $68,900 Building $120,400	$201,383 Land $73,298 Building $128,085
2020	$1,920.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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