Clare County property record for 490 Windover Lake Rd, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 600 sqft · built 1945 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,955 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-740-494-00 |
| Primary APN | 009-740-494-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 600 sqft Building Perimeter |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Modular |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 490 WINDOVER LAKE RD |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T18N R6W SEC 14 490 W WINDOVER LAKE DR N 1/3 OF LOT 494 & ALL OF LOTS 495 & 496 WINDOVER RANCH #1. |
| Legal Range | 06W |
| Legal Township | 18N |
| Legal Section | 14 |
| Legal Subdivision | WINDOVER RANCH SUB |
| Legal Lot Number | 494,49 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | FREEMAN |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 300 |
490 Windover Lake Rd, a single family home, is held in a trust.
Source: Clare County records, as of June 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3170 E FAWNWOOD CV, SANDY, UT 84092-4964 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 490 Windover Lake Rd was $1,955.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Freeman Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,609 (+9.35%) Land $22,876 Building $51,733 | $149,218 (+9.35%) Land $45,752 Building $103,466 | |
| 2025 | $1,955.00 | $68,227 Land $22,876 Building $45,351 | $136,454 Land $45,752 Building $90,702 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Windover Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Windover Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: ISP Management, Point Broadband.
5G (outdoors only) and 4G LTE
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