Wilkes County property record for 490 Winding Trail Dr, Roaring River, NC 28669
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1974 |
| Lot Size | 22.1 acres (962,676 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,340 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4817-88-7950 |
| Primary APN | 4817-88-7950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Flat |
| Lot Area | 962,676 sqft (22.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 201343 |
|---|---|
| Street Address | 490 WINDING TRAIL DR |
| City | ROARING RIVER |
| State | NC |
| Zip | 28669-8237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WILKES NC |
| Township / Civil Division | ANTIOCH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 961201 |
Source: Wilkes County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 WINDING TRAIL DR, ROARING RIVER, NC 28669-8237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 10, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2025 |
| Deed Sale | Jul 10, 2025 |
| Prior Sale | Apr 8, 2021 · Amount on Record |
| Deed Document Number | 20254869 |
| Deed Book / Page | 1421 / 55 |
| Prior Transfer Date | Jul 5, 2025 |
| Prior Transfer Doc | 0001421/55 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILKES NC |
| Recording Date | Jul 10, 2025 |
| Property Address | 490 WINDING TRAIL DR, ROARING RIVER, NC 28669-8237 |
| Document Number | 0001421/55 |
| Book / Page | 1421 / 55 |
| Instrument Date | Jul 5, 2025 |
| Instrument | 4869 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | TITLE X |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 WINDING TRAIL DR, ROARING RIVER, NC 28669-8237 |
| Name | Verified Name |
|---|---|
| Address | 490 WINDING TRAIL DR, ROARING RIVER, NC 28669-8237 |
| Document Number | 0000004870 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 4870 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILKES NC |
| Property Address | 490 WINDING TRAIL DR, ROARING RIVER, NC 28669-8237 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001388/69 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 1388/69 |
| Instrument | 8325 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Wilkes County assessment roll, as of January 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilkes County |
| Unified School District | Wilkes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,340.00 (-50.64%) | $293,530 (+55.64%) Land $116,710 Building $176,820 | $293,530 (+55.64%) Land $116,710 Building $176,820 |
| 2024 | $2,715.00 | ||
| 2023 | $188,600 Land $71,420 Building $117,180 | $188,600 Land $71,420 Building $117,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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