490 Winchester Way, Copperopolis, CA 95228 Property Records

Calaveras County property record for 490 Winchester Way, Copperopolis, CA 95228

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$285,000 (Jun 2024)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-030-003-000`

Property Details

APN / Parcel Number

Primary APN	`098-030-003-000`
Alternative APN	`098-030-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	490 WINCHESTER WAY
City	COPPEROPOLIS
State	CA
Zip	95228-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE TULLOCH SHORES UNIT 2 LOT 350
Legal Subdivision	LAKE TULLOCH SHORES
Legal Lot Number	350
Legal Unit	2
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	2
Census Block	2004
Census Tract	123

Owner

Source: Calaveras County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3530 PINE RIDGE WAY, SAN JOSE, CA 95127-4921
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Feb 9, 2007 · Amount on Record
Deed Document Number	20246737
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 27, 2026
Property Address	490 WINCHESTER WAY, COPPEROPOLIS, CA 95228-9779
Document Number	0000003521
Instrument Date	Apr 2, 2026
Instrument	20263521
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	490 WINCHESTER WAY, COPPEROPOLIS, CA 95228-9779
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 SHORELINE DR, COPPEROPOLIS, CA 95228-9420

Mortgage

Document Number	0000003507
Date	Feb 19, 2021
Instrument	2021-003507

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,514 (-22.17%) Land $36,414 Building $260,100
2025	$4,510.00 (-0.64%)	$381,000 (-) Land $35,000 Building $346,000
2023	$4,539.00 (+16.86%)	$381,000 Land $35,000 Building $346,000
2022	$3,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	29 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CALTEL Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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