490 Western Dr, Richmond, CA 94801 Property Records

Contra Costa County property record for 490 Western Dr, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,501 sqft · built 1997
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Company Names on Record
Last Sale	$835,000 (May 2017)
Tax Bill	$15,326 (2025)
Deeds & Mortgages	Jan 2023 Transfer Apr 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`558-203-001`

Property Details

APN / Parcel Number

Primary APN	`558-203-001`
Alternative APN	`558-203-001-0`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
1st Floor Area	987 sqft
2nd Floor Area	514 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Lot Area	2,400 sqft (0.055 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	490 WESTERN DR
City	RICHMOND
State	CA
Zip	94801-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAY VIEW ADDN 1 59
Legal Subdivision	BAY VIEW ADD
Legal Block	59
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1050
Census Tract	378000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Point Richmond Historic District listed 1979 · 339 contributing resources · NRIS 79000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	490 WESTERN DR, RICHMOND, CA 94801-3741
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 22, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Feb 24, 2004 · Amount on Record
Deed Document Number	201788309
Last Transfer Date	Jan 27, 2023
Transfer Doc	0000008353
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 31, 2023
Property Address	490 WESTERN DR, RICHMOND, CA 94801-3741
Document Number	0000008353
Map Reference	MB 8 PG 199
Instrument Date	Jan 27, 2023
Instrument	2023-008353
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	490 WESTERN DR, RICHMOND, CA 94801-3741

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 WESTERN DR, RICHMOND, CA 94801-3741
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077801
Date	Apr 24, 2020
Instrument	2020-077801

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	02821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 WESTERN DR, RICHMOND, CA 94801-3741
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 WESTERN DR, RICHMOND, CA 94801-3741

Mortgage

Document Number	0000253937
Date	Oct 28, 2020
Instrument	2020-253937

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 WESTERN DR, RICHMOND, CA 94801-3741
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 WESTERN DR, RICHMOND, CA 94801-3741

Mortgage

Document Number	0000010626
Date	Jan 18, 2022
Instrument	2022-010626

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 WESTERN DR, RICHMOND, CA 94801-3741
Document Number	0000176992
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	490 WESTERN DR RICHMOND CA 948013741, RICHMOND, CA 94801-3741

Mortgage

Document Number	0000176992
Date	Oct 17, 2019
Instrument	176992

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2039

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 WESTERN DR, RICHMOND, CA 94801-3741
Document Number	0000000092
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	490 WESTERN DR RICHMOND CA 948013741, RICHMOND, CA 94801-3741

Mortgage

Document Number	0000000092
Date	Jan 2, 2018
Instrument	92

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 22, 2017
Property Address	490 WESTERN DR, RICHMOND, CA 94801-3741
Document Number	0000088309
Map Reference	MB8 PG199
Instrument Date	May 8, 2017
Instrument	2017-088309
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	490 WESTERN DR, RICHMOND, CA 94801-3741

Mortgage

Document Number	0000088310
Date	May 22, 2017
Instrument	2017-088310

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$988,461 (+2%) Land $698,436 Building $290,025
2025	$15,326.00 (+4.61%)	$969,081 (+4.04%) Land $684,742 Building $284,339
2023	$14,651.00 (+1.53%) Homeowner's exemption	$931,452 Land $658,153 Building $273,299
2022	$14,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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