490 Watts Rd, Boaz, AL 35957 Property Records

Marshall County property record for 490 Watts Rd, Boaz, AL 35957

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,217 sqft · built 1997
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Nov 2021)
Tax Bill	$1,556 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-28-0-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`18-08-28-0-000-016.000`
Alternative APNs	`188280000016000` `31211`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area
1st Floor Area	2,217 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	53,143 sqft (1.22 acres)
Garage Area	1,008 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	31211
Street Address	490 WATTS RD
City	BOAZ
State	AL
Zip	35957-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SW 1/4 NE 1/4 28-9-5 TH N 139.5 E 153.9 NE 234.41 TO POB NW 397.57 E 200 TO SW MAR OF CO RD TH SE ALG SAID MAR 251.5 SW 165.59 TO POB 1.22AC 1133/55
Legal Range	5E
Legal Township	9S
Legal Section	28
Jurisdiction	MARSHALL AL
Township / Civil Division	ALBERTVILLE-BOAZ
Census Block Group	2
Census Block	2001
Census Tract	31200

Owner

490 Watts Rd is owned and occupied by an individual who bought it in November 2021.

Source: Marshall County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	490 WATTS RD, BOAZ, AL 35957-5124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · FHA Mortgage TJC MORTGAGE INC
Mar 30, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Deed Document Number	20213237419
Deed Book / Page	6689 / 191
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Nov 22, 2021
Property Address	490 WATTS RD, BOAZ, AL 35957-5124
Document Number	0003237419
Book / Page	6689 / 191
Instrument Date	Nov 18, 2021
Instrument	3237419
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 MOODY RD, 187, BOAZ, AL 35957-5103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 WATTS RD, BOAZ, AL 35957-5124

Mortgage

Document Number	0003237420
Date	Nov 22, 2021
Instrument	3237420

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	490 WATTS RD, BOAZ, AL 35957-5124
Document Number	0003157879
Book / Page	005844 / 000308
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 WATTS RD BOAZ AL 359575124, BOAZ, AL 35957-5124

Mortgage

Document Number	0003157879
Date	Apr 12, 2017
Book Page	005844/000308
Instrument	3157879

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 11, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 490 Watts Rd was $1,556 with a homeowner's exemption, up 7.2% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,556.00 (+7.24%) Homeowner's exemption
2025	$1,451.00	$30,080	$326,000 Land $20,600 Building $305,400
2023	$1,280.00	$26,660 Land $1,140 Building $25,520	$266,600 Land $11,400 Building $255,200
2021	$905.00 Homeowner's exemption	$19,160	$191,500 Land $14,500 Building $177,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Watts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Watts Rd is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOAZ WATER & SEWER BOARD serves 15,138 people · EPA ID AL0000936
Water Source	Purchased surface water from CITY OF ALBERTVILLE, MUNICIPAL UB OF THE
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watts Rd

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