490 Waldo Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 490 Waldo Rd, Monticello, FL 32344

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 1 ba · 2,782 sqft · built 1978
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,400 (Jan 2022)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1N-4E-0000-004J-0000`

Property Details

APN / Parcel Number

Primary APN	`02-1N-4E-0000-004J-0000`
Alternative APN	`5338`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,782 sqft Gross Area
1st Floor Area	2,240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	392,040 sqft (9 acres)
Lot Width	392,040 ft Width
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	126 sqft
Patio Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	490 WALDO RD
City	MONTICELLO
State	FL
Zip	32344-6187
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	9 ACRES IN NW1/4 ORB 318 P 186
Legal Range	04E
Legal Township	01N
Legal Section	02
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1017
Census Tract	250104

Owner

Source: Jefferson County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 WALDO RD, MONTICELLO, FL 32344-6187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	2022238
Deed Book / Page	816 / 537
Prior Transfer Date	Jan 13, 2022
Prior Transfer Doc	0008160537
Record Updated	Sep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON FL
Recording Date	Jan 28, 2022
Property Address	490 WALDO RD, MONTICELLO, FL 32344-6187
Document Number	0008160537
Book / Page	816 / 537
Instrument Date	Jan 13, 2022
Instrument	202233000238
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$289.80
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 WALDO RD, MONTICELLO, FL 32344-6187

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	490 WALDO RD, MONTICELLO, FL 32344-6187

Mortgage

Document Number	0000816540
Date	Jan 28, 2022
Instrument	816/540

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00 (+6.2%) Homeowner's exemption	$100,200 (+7.52%)	$255,595 (+27.36%) Land $139,500 Building $116,095
2023	$1,146.00 Homeowner's exemption	$93,195	$200,690 Land $11,840 Building $188,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Waldo Rd

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