Flathead County property record for 490 W Reserve Dr, Kalispell, MT 59901
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,257 sqft · built 2001 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Company Name on File |
| Tax Bill | $22,353 (2026) |
| Deeds & Mortgages | Mar 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | R0754780 |
| Primary APN | R0754780 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,257 sqft Total Area |
| 1st Floor Area | 5,257 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 33,106 sqft (0.76 acres) |
| View / Lot | Major Street/Thoroughfare |
| Canopy | 812 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000113014 |
|---|---|
| Street Address | 490 W RESERVE DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2124 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 1 |
| Legal Description | MISSION VILLAGE AMD L 20 &21, S32, T29 N, R21 W, LOT 021, LOT A, MISSION VILLAGE 3 AMD L20&21 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | MISSION VILLAGE AMD L 20 &21 |
| Legal Lot Number | 21 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 801 |
490 W Reserve Dr, a commercial property, is owned by a company that acquired it in March 2017.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 49 COMMONS LOOP, KALISPELL, MT 59901-2679 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2017 |
| Transfer Doc | 0000006433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 28, 2017 |
| Property Address | 490 W RESERVE DR, KALISPELL, MT 59901-2124 |
| Document Number | 201700006433 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 201700006433 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 27, KALISPELL, MT 59903-0027 |
The 2026 property tax bill for 490 W Reserve Dr was $22,353.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,353.00 | $2,517,500 | |
| 2025 | $2,517,500 Land $421,374 Building $2,096,126 | ||
| 2023 | $24,957.00 | $1,999,109 | $1,999,109 Land $310,559 Building $1,688,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 W Reserve Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 490 W Reserve Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
May also be available: Blackfoot Telephone Cooperative, InterBel Telephone Cooperative, MontanaSky Networks, Western Montana CommunityTel.
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