Morgan County property record for 490 W Point Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,402 sqft · built 1949 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Dec 2013) |
| Tax Bill | $168 (2025) |
| Deeds & Mortgages | Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02-04-0-000-007.006 |
| Primary APN | 18-02-04-0-000-007.006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Porch | Open Porch |
| Account Number | 158448 |
|---|---|
| Street Address | 490 W POINT RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NW COR OF NW1/4 OF NE1/4 OF SEC 4, T7S, R1W TH E 548.65', TH SW'LY ALG R/W 722.83', TO TPOB. TH NW'LY 231.31' TH SO 10 |
| Legal Range | 1W |
| Legal Township | 7S |
| Legal Section | 04 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5701 |
490 W Point Rd is owned and occupied by an individual who bought it in December 2013.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 483 W POINT RD, SOMERVILLE, AL 35670-5550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2013 · Amount on File |
| Deed Sale | Dec 11, 2013 · Amount on File |
| Prior Sale | Nov 7, 2013 · Amount on File |
| Deed Book / Page | 2013 / 9727 |
| Prior Transfer Date | Oct 30, 2013 |
| Prior Transfer Doc | 2013/08831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jan 17, 2017 |
| Property Address | 490 W POINT RD, SOMERVILLE, AL 35670-5549 |
| Document Number | 2017/00443 |
| Book / Page | 2017 / 00443 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 W POINT RD, 490, SOMERVILLE, AL 35670-5549 |
| Name | Verified Name |
|---|---|
| Address | 94 BRUCE DR, SOMERVILLE, AL 35670-5501 |
The 2025 property tax bill for 490 W Point Rd was $168 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168.00 Homeowner's exemption | $5,940 (-) Land $2,220 Building $3,720 | $59,400 (-) Land $22,200 Building $37,200 |
| 2024 | $5,940 (-) Land $2,220 Building $3,720 | $59,400 (-) Land $22,200 Building $37,200 | |
| 2023 | $168.00 (+8.39%) Homeowner's exemption | $5,940 (+6.64%) Land $2,220 Building $3,720 | $59,400 (+6.64%) Land $22,200 Building $37,200 |
| 2022 | $155.00 Homeowner's exemption | $5,570 Land $2,020 Building $3,550 | $55,700 Land $20,200 Building $35,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 490 W Point Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 W Point Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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