490 W Front St, Hancock, NY 13783 Property Records

Delaware County and Hancock Town property record for 490 W Front St, Hancock, NY 13783

Property Summary

Property Type	Single Family Home
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Nov 2025)
Tax Bill	$6,416 (2026)
Deeds & Mortgages	Nov 2025 Sale Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`123601 428.20-1-15`

Property Details

APN / Parcel Number

Primary APN	`123601 428.20-1-15`
Alternative APNs	`36014280200001015000` `06801893011`

Exterior

Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	57 ft deep x 180 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06801893011
Street Address	490 W FRONT ST
City	HANCOCK
State	NY
Zip	13783-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	DELAWARE NY
Township / Civil Division	HANCOCK
Census Block Group	3
Census Block	3008
Census Tract	971400

Owner

490 W Front St is owned by a company that bought it in November 2025.

Source: Delaware County and Hancock Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	357 HOLLYWOOD AVE, HANCOCK, NY 13783
Owner Type	Company
Vesting	Corporation

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed, Transfer
Dec 24, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Dec 24, 2018 · Amount on File
Deed Book / Page	1836 / 240
Prior Transfer Date	Jun 18, 2004
Prior Transfer Doc	1072000099
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 21, 2025
Property Address	490 W FRONT ST, HANCOCK, NY 13783-1083
Document Number	001836/240
Book / Page	1836 / 240
Instrument Date	Sep 17, 2025
Instrument	7150
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HOLLYWOOD AVE, HANCOCK, NY 13783

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Dec 24, 2018
Property Address	490 W FRONT ST, HANCOCK, NY 13783-1083
Document Number	0001580/78
Book / Page	1580 / 78
Instrument Date	Dec 20, 2018
Instrument	10134
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 W FRONT ST, HANCOCK, NY 13783-1083

Tax Assessment & Valuation

The 2026 property tax bill for 490 W Front St was $6,416, up 49% from the year before.

Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Hancock Town
Municipality	Hancock Village
Unified School District	Hancock Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,416.00 (+49%)
2025	$4,306.00 (+0.75%)	$22,000 (-) Land $7,500 Building $14,500	$275,000 (+4.38%) Land $93,750 Building $181,250
2024	$4,274.00	$22,000 (-) Land $7,500 Building $14,500	$263,473 (+19.76%) Land $89,820 Building $173,653
2023		$22,000 (-) Land $7,500 Building $14,500	$220,000 (+8.3%) Land $75,000 Building $145,000
2022		$22,000 Land $7,500 Building $14,500	$203,139 Land $69,252 Building $133,887
2021	$4,046.00 (-31.24%)
2020	$5,884.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 W Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1978–2006)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 W Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANCOCK VILLAGE serves 1,182 people · EPA ID NY1200266
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hancock Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Front St

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