490 W Davidson St, Bartow, FL 33830 Property Records

Polk County property record for 490 W Davidson St, Bartow, FL 33830

Property Summary

Property Type	Day Care, Pre-School
Details	5,597 sqft · built 1981
Lot Size	0.508 acres (22,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2021)
Tax Bill	$6,854 (2025)
Deeds & Mortgages	Jan 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-30-06-000000-023160`

Property Details

APN / Parcel Number

Primary APN	`25-30-06-000000-023160`
Alternative APNs	`063025000000023160` `63025000`

Interior

Units	2 Units
Stories	1 Story
Building Area	5,597 sqft Gross Area
1st Floor Area	5,597 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	22,115 sqft (0.508 acres)
Lot Dimensions	107 ft deep x 73 ft wide
View / Lot	Commercial
Canopy	120 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	490 W DAVIDSON ST
City	BARTOW
State	FL
Zip	33830-3725
Property Category	Commercial
Property Type	Commercial > Retail > Day Care, Pre-School
Local Zoning Code	XX
Legal Description	BEG SW COR LOT 18 OF CALDWELLS SUB PT BEING INT OF N R/W DAVIDSON ST & ELY BNDRY OF ACL RR R/W RUN WLY ALONG N-LINE DAVIDSON ST TO ELY R/W SCLRR NWLY POB ELY CURVE ON R/W TO S R/W CHURCH ST E TO ELY R/W ACL RR RUN SLY ALONG ELY R/W TO POB LESS THAT P
Legal Range	25E
Legal Township	30S
Legal Section	06
Legal Subdivision	ARMOR CHEMICAL CO PROP
Legal Tract	000000
Legal Block	2
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2038
Census Tract	15000

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 BANBURY LOOP S, LAKELAND, FL 33809-7807
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Dec 6, 1995 · Amount on Record
Deed Document Number	202118291
Deed Book / Page	11549 / 1788
Last Transfer Date	Jun 30, 2023
Transfer Doc	0000169427
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jan 25, 2021
Property Address	490 W DAVIDSON ST, BARTOW, FL 33830-3725
Document Number	0115491788
Book / Page	011549 / 001788
Instrument Date	Jan 15, 2021
Instrument	18291
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	FLORIDA PROFESSIONAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1503 BANBURY LOOP S LAKELAND FL 338097807, LAKELAND, FL 33809-7807

Mortgage

Document Number	115491790
Date	Jan 25, 2021
Book Page	011549/001790
Instrument	18292

Lender

Name	NORMAN HARRIS SERVICES INC NORMAN HARRIS SERVICES INC
Type	Bank
Address	MIAMI, FL 33256

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,604 (+8.86%) Land $67,286 Building $342,318	$409,604 (+8.86%) Land $67,286 Building $342,318
2025	$6,854.00 (-22.61%)	$376,271 (+4.51%) Land $67,286 Building $308,985	$376,271 (+4.51%) Land $67,286 Building $308,985
2024	$8,856.00 (+33.66%)
2023	$6,626.00	$360,040 Land $67,286 Building $292,754	$360,040 Land $67,286 Building $292,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20