Bergen County and Edgewater Borough property record for 490 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,574 sqft · built 1987 |
| Lot Size | 0.171 acres (7,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $623,000 (Sep 2002) |
| Tax Bill | $16,927 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00048-0000-00003-03 |
| Primary APN | 13-00048-0000-00003-03 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,574 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,444 sqft (0.171 acres) |
| Lot Dimensions | 146 ft deep x 51 ft wide |
| Street Address | 490 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 51X146 |
| Legal Block | 48 |
| Legal Lot Number | 3.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2002 · Amount on Record |
| Deed Sale | Sep 24, 2002 · Amount on Record |
| Deed Book / Page | 8513 / 912 |
| Last Transfer Date | Nov 12, 2016 |
| Transfer Doc | 0024700749 |
| Record Updated | Oct 29, 2026 |
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072,900 (+4.27%) Land $486,100 Building $586,800 | $1,072,900 (+4.27%) Land $486,100 Building $586,800 | |
| 2025 | $16,927.00 (+6.51%) | $1,029,000 (+7.31%) Land $463,700 Building $565,300 | $1,029,000 (+7.31%) Land $463,700 Building $565,300 |
| 2024 | $15,893.00 (+5.89%) | ||
| 2023 | $958,900 Land $418,900 Building $540,000 | $958,900 Land $418,900 Building $540,000 | |
| 2022 | $15,009.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2007–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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