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490 Sylvan Ave, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 490 Sylvan Ave, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 848 sqft · built 1932
Lot Size0.326 acres (14,201 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Sep 2015)
Tax Bill$5,190 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN087-104-08

Property Details

APN / Parcel Number

Primary APN087-104-08
Alternative APN
  • 087-104-08-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area848 sqft Living Area

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area14,201 sqft (0.326 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address490 SYLVAN AVE
CityBOULDER CREEK
StateCA
Zip95006-9042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal DescriptionBLK 17 LOT 13,14
Legal SubdivisionSAN LORENZO RIVER PARK 02
Legal Block17
Legal Lot Number14
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1010
Census Tract120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address490 SYLVAN AVE, BOULDER CREEK, CA 95006-9042
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
REALI LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2015 · Amount on Record
Deed SaleSep 29, 2015 · Amount on Record
Deed Document Number201539471
Prior Transfer DateJun 25, 2007
Prior Transfer Doc0000036494
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address490 SYLVAN AVE, BOULDER CREEK, CA 95006-9042
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004531
DateFeb 7, 2020
Instrument2020-0004531
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address490 SYLVAN AVE, BOULDER CREEK, CA 95006-9042
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 SYLVAN AVE, BOULDER CREEK, CA 95006-9042

Mortgage

Document Number0000032098
DateJun 10, 2021
Instrument2021-0032098
Lender
NameREALI LOANS INC
TypeMortgage Company
AddressSAN MATEO, CA 94404
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$416,579 (+2%) Land $374,317 Building $42,262
2025$5,190.00 (+3.65%) Homeowner's exemption$408,410 (+4.04%) Land $366,977 Building $41,433
2023$5,007.00 (+2.46%)$392,551 Land $352,727 Building $39,824$541,530
2022$4,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2016–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

May also be available: Surfnet Communications, Verizon.

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