Shelby County property record for 490 Swan Ridge Cir E, Memphis, TN 38122
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 909 sqft · built 1948 |
| Lot Size | 0.308 acres (13,428 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2010) |
| Tax Bill | $1,407 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-4093-0-0067 |
| Primary APN | 04-4093-0-0067 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 909 sqft Living Area |
| Gross Area | 1,099 sqft |
| 1st Floor Area | 909 sqft |
| Utility Area | 110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,428 sqft (0.308 acres) |
| Lot Dimensions | 149 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 109 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 490 SWAN RIDGE CIR E |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38122-4658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | ES SWAN RIDGE EAST |
| Legal Subdivision | GREENLAWN THIRD ADDITION |
| Legal Lot Number | 172 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the High Point Terrace Historic District listed 2002 · 1,180 contributing resources · NRIS 02001513 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 SWAN RIDGE CIR E, MEMPHIS, TN 38122-4658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2010 · Amount on Record |
| Deed Sale | Apr 12, 2010 · Amount on Record |
| Prior Sale | Aug 14, 2006 · Amount on Record |
| Deed Document Number | 201036833 |
| Prior Transfer Date | May 24, 2006 |
| Prior Transfer Doc | 0000131071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 490 SWAN RIDGE CIR E, MEMPHIS, TN 38122-4658 |
| Document Number | 0000085504 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2020 |
| Title Company | EXECUTIVE TITLE, EXECUTIVE CLOSING & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 490 SWAN RIDGE CIR E MEMPHIS TN 381224658, MEMPHIS, TN 38122-4658 |
| Document Number | 0000085504 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 85504 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 12, 2035 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,407.00 (-53.79%) | $52,325 (+4.65%) Land $13,750 Building $38,575 | $209,300 (+4.65%) Land $55,000 Building $154,300 |
| 2023 | $50,000 Land $12,075 Building $37,925 | ||
| 2022 | $3,045.00 | ||
| 2021 | $200,000 Land $48,300 Building $151,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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