490 Summit St, Wadsworth, OH 44281 Property Records

Medina County property record for 490 Summit St, Wadsworth, OH 44281

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,920 sqft · built 1991
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Nov 2022)
Tax Bill	$5,776 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-20B-09-095`

Property Details

APN / Parcel Number

Primary APN	`040-20B-09-095`
Alternative APNs	`40-20B-09-095` `0088880`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,920 sqft Living Area
1st Floor Area	3,508 sqft
Upper Floors Area	1,166 sqft
Basement Area	1,724 sqft
Finished Basement	1,000 sqft
Unfinished Basement	724 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2013
Exterior Material	Siding
Construction Type	Wood
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	148 ft deep x 87 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	368 sqft
Patio Area	352 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	490 SUMMIT ST
City	WADSWORTH
State	OH
Zip	44281-2295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6944 WH X S E PT .3025AC
Legal Subdivision	PLEASANT KNOLL PHASE 2A
Legal Lot Number	6944
Jurisdiction	MEDINA OH
Township / Civil Division	WADSWORTH
Census Block Group	1
Census Block	1000
Census Tract	417100

Owner

490 Summit St is owned and occupied by an individual who bought it in November 2022.

Source: Medina County records, as of April 27, 2026

Owner of Record	Individual Name on File
Mailing Address	490 SUMMIT ST, WADSWORTH, OH 44281-2295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Survivorship Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 22, 2020	Survivorship Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Sep 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Document Number	202222801
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	0000021647
Record Updated	Oct 29, 2026

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MEDINA OH
Recording Date	Nov 1, 2022
Property Address	490 SUMMIT ST, WADSWORTH, OH 44281-2295
Document Number	0000022801
Map Reference	MB 25 PG 32
Instrument Date	Oct 24, 2022
Instrument	2022OR022801
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	490 SUMMIT ST, WADSWORTH, OH 44281-2295

Mortgage

Document Number	0000022802
Date	Nov 1, 2022
Instrument	2022OR022802

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

September 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MEDINA OH
Recording Date	Sep 22, 2020
Property Address	490 SUMMIT ST, WADSWORTH, OH 44281-2295
Document Number	0000023128
Map Reference	VOL 22 PG 186
Instrument Date	Sep 17, 2020
Instrument	2020OR023128
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	490 SUMMIT ST, WADSWORTH, OH 44281-2295

Mortgage

Document Number	0000023129
Date	Sep 22, 2020
Instrument	2020OR023129

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MEDINA OH
Recording Date	Sep 4, 2020
Property Address	490 SUMMIT ST, WADSWORTH, OH 44281-2295
Document Number	0000021647
Instrument Date	Sep 2, 2020
Instrument	21647
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 SUMMIT ST WADSWORTH OH 442812295, WADSWORTH, OH 44281-2295

Tax Assessment & Valuation

The 2025 property tax bill for 490 Summit St was $5,776, up 20.4% from the year before.

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
Municipality	Wadsworth City
Unified School District	Wadsworth City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,776.00 (+20.38%)	$152,280 (+39.91%) Land $28,000 Building $124,280	$435,090 Land $80,000 Building $355,090
2024	$4,798.00 (-0.23%)	$108,840 (-) Land $21,880 Building $86,960
2023	$4,809.00 (+0.33%)	$108,840 (-) Land $21,880 Building $86,960
2022	$4,793.00	$108,840 Land $21,880 Building $86,960	$310,960 Land $62,500 Building $248,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WADSWORTH CITY PWS serves 24,356 people · EPA ID OH5201712
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000
CityLink Cable · Fiber in parts of the area	600 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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