Pinellas County property record for 490 Stremma Rd, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1984 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,849,800 (Jan 2022) |
| Tax Bill | $6,493 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan Jul 2022 Re-recorded Document + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-0830-4 |
| Primary APN | C62-000-748-0830-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,330 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R375099 |
|---|---|
| Street Address | 490 STREMMA RD |
| City | LARGO |
| State | FL |
| Zip | 33770-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 50FT OF E 233.08FT OF S 150FT OF N 315FT OF NW 1/4 OF NW 1/4 OF SEC 34-29-15 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | W 50FT OF E 233.08FT OF S |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 25602 |
Source: Pinellas County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 31236, SALT LAKE CITY, UT 84131-0236 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Jul 13, 2022 | Re-recorded Document SELENE TITLE LLC |
| Jan 6, 2022 | Special Warranty Deed, Transfer SELENE TITLE LLC |
| Sep 27, 2021 | Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC |
| Nov 23, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU |
| Aug 3, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 17, 2020 | Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GIROLAMO LYNN F (TE) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2022 · Amount on Record |
| Deed Sale | Jan 6, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2021 · Amount on Record |
| Deed Document Number | 20225311 |
| Deed Book / Page | 21880 / 1164 |
| Prior Transfer Date | Mar 23, 2010 |
| Prior Transfer Doc | 0168740907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 490 STREMMA RD, LARGO, FL 33770-2447 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0221492125 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 22149/2125 |
| Instrument | 2022232057 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10019 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 13, 2022 |
| Property Address | 490 STREMMA RD, LARGO, FL 33770-2447 |
| Document Number | 0221332032 |
| Book / Page | 22133 / 2032 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022216856 |
| Record Updated | Aug 1, 2022 |
| Title Company | SELENE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 6, 2022 |
| Property Address | 490 STREMMA RD, LARGO, FL 33770-2447 |
| Document Number | 0218801164 |
| Book / Page | 21880 / 1164 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022005311 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | SELENE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $33,948.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE # AVE31, 1301, SEATTLE, WA 98101-3800 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 27, 2021 |
| Property Address | 490 STREMMA RD, LARGO, FL 33770-2447 |
| Document Number | 0217320142 |
| Book / Page | 21732 / 142 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021314473 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ZILLOW CLOSING SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,130.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 STREMMA RD, 490, LARGO, FL 33770-2447 |
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390N, 390N, SCOTTSDALE, AZ 85251-3343 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 490 STREMMA RD, LARGO, FL 33770-2447 |
| Document Number | 0212680953 |
| Book / Page | 21268 / 953 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020353266 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | COASTLINE TITLE OF PINELLAS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 STREMMA RD, BELLEAIR BLF, FL 33770-2447 |
| Document Number | 0021268955 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 21268/955 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 3, 2020 |
| Property Address | 490 STREMMA RD, LARGO, FL 33770-2447 |
| Document Number | 0211042600 |
| Book / Page | 021104 / 002600 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 229213 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $693.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2880 1ST AVE N ST PETERSBURG FL 337138604, ST PETERSBURG, FL 33713-8604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 490 STREMMA RD, LARGO, FL 33770-2447 |
| Document Number | 0210832630 |
| Book / Page | 021083 / 002630 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 213655 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5000 RIVERSIDE DR #100W IRVING TX 750394696, 100W, IRVING, TX 75039-4696 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 490 STREMMA RD, LARGO, FL 33770-2447 |
| Document Number | 0208212378 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | PROFESSIONAL TITLE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 490 STREMMA RD LARGO FL 337702447, LARGO, FL 33770-2447 |
| Document Number | 0208212378 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 020821/002378 |
| Instrument | 410306 |
| Name | GIROLAMO LYNN F (TE) |
|---|---|
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Rate | 5% |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,493.00 (+14.03%) | $351,902 (+2.5%) Land $109,074 Building $242,828 | $351,902 (+2.5%) Land $109,074 Building $242,828 |
| 2024 | $5,694.00 (-12.29%) | ||
| 2023 | $6,492.00 (+34.44%) | $343,318 (+35.26%) | $343,318 (+35.26%) Land $155,538 Building $187,780 |
| 2022 | $4,829.00 | $253,827 | $253,827 Land $104,951 Building $148,876 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · Hurricane Hermine |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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