Flathead County property record for 490 Stoneridge Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,900 sqft · built 2011 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,800 (Jul 2014) |
| Tax Bill | $4,292 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0746832 |
| Primary APN | R0746832 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Basement Area | 1,856 sqft |
| Finished Basement | 1,856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 178 sqft |
| Patio Area | 780 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000008112 |
|---|---|
| Street Address | 490 STONERIDGE DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONERIDGE, S14, T28 N, R22 W, LOT 033, STONERIDGE |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 14 |
| Legal Subdivision | STONERIDGE |
| Legal Lot Number | 33 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 802 |
490 Stoneridge Dr is owned and occupied by two individuals who bought it in July 2014.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 STONERIDGE DR, KALISPELL, MT 59901-7699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRAIWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on File |
| Deed Sale | Jul 31, 2014 · Amount on File |
| Prior Sale | Jun 14, 2010 |
| Deed Document Number | 201414028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 490 STONERIDGE DR, KALISPELL, MT 59901-7699 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 490 STONERIDGE DR, KALISPELL, MT 59901-7699 |
| Document Number | 202300004699 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 202300004699 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA FALLS, MT 59912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 490 STONERIDGE DR, KALISPELL, MT 59901-7699 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000019116 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 202000019116 |
| Name | TRAIWEST BANK |
|---|---|
| Address | LOLO, MT 59847 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 490 Stoneridge Dr was $4,292.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,292.00 | $980,800 | |
| 2025 | $980,800 Land $237,100 Building $743,700 | ||
| 2023 | $6,138.00 | $729,800 | $729,800 Land $143,300 Building $586,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Stoneridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Stoneridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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