490 Still Water Blvd, Elyria, OH 44035 Property Records

Lorain County property record for 490 Still Water Blvd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,209 sqft · built 2000
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$42,500 (Aug 2000)
Tax Bill	$5,112 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00-091-000-029`

Property Details

APN / Parcel Number

Primary APN	`11-00-091-000-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,209 sqft Living Area
1st Floor Area	1,100 sqft
2nd Floor Area	971 sqft
Attic Area	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	170 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	490 STILL WATER BLVD
City	ELYRIA
State	OH
Zip	44035-8678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT RIDGE #1 85.23 X 170.00
Legal Subdivision	CHESTNUT RIDGE
Legal Lot Number	17
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

490 Still Water Blvd is owned by two individuals who bought it in August 2000.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	ELYRIA, OH 44130
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2000 · Amount on File
Deed Sale	Aug 23, 2000 · Amount on File
Deed Document Number	702537
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	490 STILL WATER BLVD, ELYRIA, OH 44035-8678
Document Number	0000789619
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 STILL WATER BLVD ELYRIA OH 440358678, ELYRIA, OH 44035-8678

Mortgage

Document Number	0000789619
Date	Nov 18, 2020
Instrument	789619

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 17, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 490 Still Water Blvd was $5,112.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,112.00	$123,930 (+%) Land $22,230 Building $101,700	$354,080 (-) Land $63,520 Building $290,560
2024	$5,112.00 (+46.73%)	$123,928 (+64.17%) Land $22,232 Building $101,696	$354,080 (+64.17%) Land $63,520 Building $290,560
2023	$3,484.00 (+0.32%)	$75,488 (%) Land $17,745 Building $57,743	$215,680 Land $50,700 Building $164,980
2022	$3,473.00	$75,490 Land $17,750 Building $57,740
2021			$215,680 Land $50,700 Building $164,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Still Water Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Still Water Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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