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490 Spruce St, Riverside, CA 92507 Property Records

Riverside County property record for 490 Spruce St, Riverside, CA 92507 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,679 sqft · built 1964
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Jun 2017)
Tax Bill$4,831 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN251-112-001

Property Details

APN / Parcel Number

Primary APN251-112-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,679 sqft Living Area
Gross Area2,219 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1965
Construction TypeWood
Roof MaterialWood Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number251112001
Street Address490 SPRUCE ST
CityRIVERSIDE
StateCA
Zip92507-3151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 213 MB 037/018 UNIVERSITY HIGHLANDS 2
Legal SubdivisionUNIVERSITY HIGHLANDS UNIT #2
Legal Lot Number213
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1005
Census Tract42213

Owner

Source: Riverside County records · APN 251-112-001

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address490 SPRUCE ST, RIVERSIDE, CA 92507-3151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
KS STATEBANK
Jun 12, 2017Grant Deed, Transfer · Conventional Mortgage
FINANCIAL PTRS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2017 · Amount on Record
Deed SaleJun 12, 2017 · Amount on Record
Prior SaleJun 30, 2000
Deed Document Number2017-0234270
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address490 SPRUCE ST, RIVERSIDE, CA 92507-3151
Document Number0000274651
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3898 WALLACE ST RIVERSIDE CA 925096805, RIVERSIDE, CA 92509-6805

Mortgage

Document Number0000274651
DateJun 25, 2020
Instrument274651
Lender
NameKS STATEBANK
AddressMANHATTAN, KS 66502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJun 12, 2017
Property Address490 SPRUCE ST, RIVERSIDE, CA 92507-3151
Document Number0000234270
Instrument DateMay 19, 2017
Instrument234270
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyTITLE 365/RIVERSIDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$814.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 SPRUCE ST RIVERSIDE CA 925073151, RIVERSIDE, CA 92507-3151

Mortgage

Document Number234271
DateJun 12, 2017
Instrument234271
Lender
NameFINANCIAL PTRS CU
TypeCredit Union
AddressDOWNEY, CA 90242
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,831.00 (+3.83%)$429,410 (+4.04%) Land $92,843 Building $336,567
2023$4,653.00 (+1.88%)$412,738 Land $89,239 Building $323,499
2022$4,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650422131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1995–1998)
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskModerate
above 54% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 813 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Spectrum, California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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