Bath County property record for 490 Simmons Ln, Millboro, VA 24460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,922 sqft · built 1960 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (May 2020) |
| Tax Bill | $681 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 98 45A |
| Primary APN | 98 45A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,922 sqft Total Area |
| 1st Floor Area | 510 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 216 sqft |
| Canopy | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 257700 |
|---|---|
| Street Address | 490 SIMMONS LN |
| City | MILLBORO |
| State | VA |
| Zip | 24460-2673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 665 CABIN DRAFT WINCHESTER HUNT CLUB |
| Jurisdiction | BATH VA |
| Township / Civil Division | MILLBORO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920101 |
Source: Bath County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 SIMMONS LN, MILLBORO, VA 24460-2673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 2020264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BATH VA |
| Recording Date | May 27, 2020 |
| Property Address | 490 SIMMONS LN, MILLBORO, VA 24460-2673 |
| Document Number | 0200000264 |
| Map Reference | CAB 1 SL 133 |
| Instrument Date | May 27, 2020 |
| Instrument | 200000264 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 WILD ROSE LN, STAUNTON, VA 24401-5465 |
| Document Number | 0200000265 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 200000265 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 7.5% |
Source: Bath County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bath County |
| Unified School District | Bath County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $681.00 (+11.82%) | $101,600 (-) Land $36,000 Building $65,600 | |
| 2024 | $609.00 | $101,600 (-) Land $36,000 Building $65,600 | |
| 2023 | $609.00 | $101,600 Land $36,000 Building $65,600 | $101,600 Land $36,000 Building $65,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 80% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BARC Connects Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures