Saginaw County property record for 490 Schust Rd, Saginaw, MI 48604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1960 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | Company Name on File |
| Last Sale | $15,750 (Oct 2018) |
| Tax Bill | $2,154 (2025) |
| Deeds & Mortgages | Nov 2018 Transfer Oct 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 02-12-5-06-1014-000 |
| Primary APN | 02-12-5-06-1014-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,763 sqft (0.293 acres) |
| Lot Dimensions | 188 ft deep x 68 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 164 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 490 SCHUST RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B/URB |
| Legal Description | W 68 FT OF E 240 FT OF S 188 FT OF SE 1/4 OF SW 1/4 OF NE 1/4 OF SEC 0.29 ACRE CITY OF ZILWAUKEE SEC 6 T12N R5E |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ZILWAUKEE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10800 |
490 Schust Rd is owned by a company that acquired it in October 2018.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 355 WINTER RIDGE BLVD, WINTER HAVEN, FL 33881-5804 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on File |
| Deed Sale | Oct 10, 2018 · Amount on File |
| Deed Document Number | 201826004 |
| Last Transfer Date | Oct 30, 2018 |
| Transfer Doc | 0000027890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 5, 2018 |
| Property Address | 490 SCHUST RD, SAGINAW, MI 48604-1510 |
| Document Number | 0000027890 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 27890 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | G3371 N CENTER RD FLINT MI 485062034, FLINT, MI 48506-2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 10, 2018 |
| Property Address | 490 SCHUST RD, SAGINAW, MI 48604-1510 |
| Document Number | 0000026004 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 26004 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $15.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | G3371 N CENTER RD FLINT MI 485062034, FLINT, MI 48506-2034 |
The 2025 property tax bill for 490 Schust Rd was $2,154.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Zilwaukee City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,300 | $90,600 | |
| 2025 | $2,154.00 | ||
| 2023 | $28,200 | $56,400 | |
| 2022 | $1,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Schust Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 14 (1986–2022) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Schust Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZILWAUKEE serves 1,534 people · EPA ID MI0007280 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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