490 S State St, Harrison, OH 45030 Property Records

Hamilton County property record for 490 S State St, Harrison, OH 45030

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1 ba · 3,600 sqft · built 1900
Lot Size0.44 acres (19,166 sqft)
OwnerCompany Name on Record
Last Sale$210,000 (Feb 2020)
Tax Bill$4,278 (2025)
Deeds & MortgagesNov 2025 Sale
Feb 2020 Sale & Line of Credit
Flood ZoneZone X (moderate risk)
APN561-0009-0059-00

Property Details

APN / Parcel Number

Primary APN561-0009-0059-00

Interior

Full Baths1 Bath
Stories1 Story
Building Area3,600 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions412 ft deep x 50 ft wide
Garage Area252 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address490 S STATE ST
CityHARRISON
StateOH
Zip45030-1446
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLAWRENCEBURG RD 50 X 412 R1-T2-S19 NW
JurisdictionHAMILTON OH
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2014
Census Tract26103

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address490 S STATE ST, HARRISON, OH 45030-1446
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Warranty Deed, Transfer
Feb 13, 2020Warranty Deed, Transfer · Line of Credit
FIRST FIN'L BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2020 · Amount on Record
Deed SaleFeb 13, 2020 · Amount on Record
Prior SaleDec 22, 2008 · Amount on Record
Deed Document Number202015391
Deed Book / Page14104 / 1861
Prior Transfer DateDec 19, 2008
Prior Transfer Doc0000000614
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 26, 2025
Property Address490 S STATE ST, HARRISON, OH 45030-1446
Document Number0000092603
Book / Page15551 / 548
Instrument DateSep 19, 2025
Instrument2025-0092603
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 MINTON RD, HAMILTON, OH 45013-4336

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 13, 2020
Property Address490 S STATE ST, HARRISON, OH 45030-1446
Document Number0000015391
Book / Page014104 / 001861
Instrument DateFeb 12, 2020
Instrument15391
Transaction TypeTransfer
Record UpdatedApr 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2520 MINTON RD HAMILTON OH 450134336, HAMILTON, OH 45013-4336

Mortgage

Document Number15392
DateFeb 13, 2020
Book Page014104/001865
Instrument15392
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 12, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionHarrison Township
MunicipalityHarrison City
Unified School DistrictSouthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,278.00 (-2.04%)$74,190 (-) Land $20,930 Building $53,260$211,970 (-) Land $59,800 Building $152,170
2024$4,367.00 (+1.49%)$74,190 (-) Land $20,930 Building $53,260
2023$4,303.00 (-9.68%)$74,190 (+0.94%) Land $20,930 Building $53,260$211,970 (+0.94%) Land $59,800 Building $152,170
2022$4,764.00$73,501 Land $19,485 Building $54,016
2020$210,000 Land $55,670 Building $154,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRISON CITY PWS
serves 11,600 people · EPA ID OH3100812
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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