490 S Moose Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 490 S Moose Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,100 sqft · built 1962
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2026)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5660 47 9641`

Property Details

APN / Parcel Number

Primary APN	`5660 47 9641`
Alternative APNs	`08014 0019.000000` `138580`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	1,100 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	63,162 sqft (1.45 acres)
Lot Dimensions	300 ft deep x 198 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	2,160 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	196 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	138580
Street Address	490 S MOOSE RD
City	MT PLEASANT
State	NC
Zip	28124-9547
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RL
Legal Description	LT 2 & P/O 1 & 3 MISENHEIMER BLK E
Legal Subdivision	MT PLEASANT OUTSIDE
Legal Block	E
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1001
Census Tract	41702

Owner

Source: Cabarrus County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	490 S MOOSE RD, MOUNT PLEASANT, NC 28124-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	0017826224
Deed Book / Page	17826 / 224
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	490 S MOOSE RD, MT PLEASANT, NC 28124-9547
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016747132
Date	Dec 11, 2023
Book Page	16747/132

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 30, 2026
Property Address	490 S MOOSE RD, MT PLEASANT, NC 28124-9547
Document Number	0017826224
Book / Page	17826 / 224
Map Reference	MB 7 PG 59
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4785 COLD SPRINGS RD S, CONCORD, NC 28025-7688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 S MOOSE RD, MOUNT PLEASANT, NC 28124-9547

Mortgage

Document Number	0017826227
Date	Jan 30, 2026
Instrument	17826/227

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 30, 2020
Property Address	490 MOOSE RD S, MT PLEASANT, NC 28124-9547
Document Number	0014291288
Book / Page	14291 / 288
Map Reference	MB 7 PG 59
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 OLD MILL ROAD, 1350, CEDAR BLUFF, VA 24609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 MOOSE RD S, MOUNT PLEASANT, NC 28124-9547

Mortgage

Document Number	0014291291
Date	Jun 30, 2020
Instrument	14291/291

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (+43.24%)	$236,250 (+79.26%) Land $57,410 Building $178,840
2024			$236,250 (+79.26%) Land $57,410 Building $178,840
2023	$1,131.00	$131,790 Land $31,730 Building $100,060	$131,790 Land $31,730 Building $100,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Moose Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures