Clinton County property record for 490 S Cherry St, Breese, IL 62230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 1907 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,889 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06-22-356-010 |
| Primary APN | 06-06-22-356-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Finished Area |
| 1st Floor Area | 3,720 sqft |
| Attic | Attic |
| Attic Area | 310 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 100 ft deep x 78 ft wide |
| Garage Area | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 490 S CHERRY ST |
|---|---|
| City | BREESE |
| State | IL |
| Zip | 62230-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 51 |
| Legal Description | SECTION 22 TOWNSHIP 2N RANGE 4W PT NE SW .18A |
| Legal Range | 04W |
| Legal Township | 02N |
| Legal Section | 22 |
| Legal Subdivision | A STRAKES THIRD ADD |
| Jurisdiction | CLINTON IL |
| Township / Civil Division | BREESE |
| Census Block Group | 1 |
| Census Block | 1243 |
| Census Tract | 900300 |
490 S Cherry St is owned and occupied by two individuals who acquired it in September 2025.
Source: Clinton County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 S CHERRY ST, BREESE, IL 62230-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GERMANTOWN TRUST & SAV BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0000003976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLINTON IL |
| Recording Date | Sep 25, 2025 |
| Property Address | 490 S CHERRY ST, BREESE, IL 62230-2014 |
| Document Number | 0000003976 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025R03976 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 S CHERRY ST, BREESE, IL 62230-2014 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IL |
| Property Address | 490 S CHERRY ST, BREESE, IL 62230-2014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004586 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 2018R04586 |
| Name | GERMANTOWN TRUST & SAV BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 490 S Cherry St was $2,889 with exemptions applied, up 14.8% from the year before.
Source: Clinton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clinton County |
| County Subdivision | Breese Township |
| Municipality | Breese City |
| Secondary School District | Central Community High School District 71 (09 - 12) |
| Elementary School District | Breese School District 12 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,889.00 (+14.83%) Homeowner's exemption Senior Citizen's exemption | $50,650 (+6.99%) Land $7,510 Building $43,140 | $151,950 (+6.99%) Land $22,530 Building $129,420 |
| 2024 | $2,516.00 Homeowner's exemption Senior Citizen's exemption | $47,340 Land $7,020 Building $40,320 | $142,020 Land $21,060 Building $120,960 |
| 2022 | $2,387.00 (+1.66%) Homeowner's exemption Disabled Person's exemption | $40,600 (+5.02%) Land $6,020 Building $34,580 | $121,800 (+5.02%) Land $18,060 Building $103,740 |
| 2021 | $2,348.00 Homeowner's exemption Disabled Person's exemption | $38,660 Land $5,730 Building $32,930 | $115,980 Land $17,190 Building $98,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 S Cherry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Dec 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 490 S Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREESE serves 4,772 people · EPA ID IL0270250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Wisper ISP.
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