490 S Broad St, Cairo, GA 39828 Property Records

Grady County property record for 490 S Broad St, Cairo, GA 39828 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,468 sqft · built 1900
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Dec 2021)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0190-080-000`

Property Details

APN / Parcel Number

Primary APN	`C0190-080-000`
Alternative APNs	`C0190080` `11227`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,468 sqft Heated Area
1st Floor Area	2,052 sqft
2nd Floor Area	360 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	169 ft deep x 115 ft wide
Porch	Open Porch
Porch Area	236 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11227
Old Parcel Number	C0190080
Street Address	490 S BROAD ST
City	CAIRO
State	GA
Zip	39828-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LS 115X169
Legal Subdivision	FF-RES: 150.00
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3000
Census Tract	950502

Owner

Source: Grady County records · APN C0190-080-000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 S BROAD ST, CAIRO, GA 39828-2777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	May 06, 2014 · Amount on Record
Deed Document Number	0000901319
Deed Book / Page	901 / 319
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	000901/319
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	490 S BROAD ST, CAIRO, GA 39828-2777
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000815/686
Date	Apr 06, 2017
Book Page	815/686

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Dec 28, 2021
Property Address	490 S BROAD ST, CAIRO, GA 39828-2777
Document Number	000901/319
Book / Page	901 / 319
Instrument Date	Dec 28, 2021
Instrument	2021-001244
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 S BROAD ST, CAIRO, GA 39828-2777

Mortgage

Document Number	0000000901/0000000322
Date	Dec 30, 2021
Book Page	0000000901/0000000322

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Grady County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cairo City
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00 (-14.19%)	$100,660 (+12.47%) Land $2,700 Building $97,960	$251,650 (+12.47%) Land $6,750 Building $244,900
2024	$3,531.00 (+61.31%)	$89,500 (+51.3%) Land $2,700 Building $86,800	$223,750 (+51.3%) Land $6,750 Building $217,000
2023	$2,189.00 (+3.3%)	$59,154 (-) Land $7,314 Building $51,840	$147,885 (-) Land $18,285 Building $129,600
2022	$2,119.00	$59,154 Land $7,314 Building $51,840	$147,885 Land $18,285 Building $129,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grady County (13131C), updated September 28, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Georgia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group, South Georgia Governmental Services Authority, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on S Broad St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures