490 S 400 W, Centerville, UT 84014 Property Records

Davis County property record for 490 S 400 W, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,129 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$118,800 (Apr 1997)
Tax Bill	$459 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`03-001-0143`

Property Details

APN / Parcel Number

Primary APN	`03-001-0143`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,129 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Major Street/Thoroughfare
Garage Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	490 S 400 W
City	CENTERVILLE
State	UT
Zip	84014-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-L
Legal Description	BEGIN ON THE W'LY LINE OF 400 WEST STR AT A PT WH IS N 1696.59 FT & E 1681.68 FT FR THE SW COR OF THE NW 1/4 OF SEC 18-T2N-R1E, SLM; & RUN TH ALG SD W'LY LINE S 0^06'19" W 88.02 FT; TH S 89^27'47" W 1
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	3
Census Block	3006
Census Tract	126306

Owner

490 S 400 W is owned and occupied by two individuals who acquired it in February 2021.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 S 400 W, CENTERVILLE, UT 84014-2126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage AMERICA FIRST FCU
Jul 25, 2025	Deed of Trust, Mortgage AMERICA FIRST FCU
Feb 2, 2022	Intrafamily Transfer, Transfer TITLE GUARANTY, TITLE GUARANTEE
Feb 2, 2022	Affidavit of Death of Joint Tenant, Transfer TITLE GUARANTY, TITLE GUARANTEE
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 1997 · Amount on File
Deed Sale	Apr 4, 1997 · Amount on File
Deed Document Number	19971314869
Deed Book / Page	2113 / 1261
Last Transfer Date	Feb 2, 2021
Transfer Doc	007938/880
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	490 S 400 W, CENTERVILLE, UT 84014-2126
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	08119/1177
Date	Oct 24, 2022
Book Page	8119/1177
Instrument	3504451

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 30, 2027

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	490 S 400 W, CENTERVILLE, UT 84014-2126
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 S 400 W, CENTERVILLE, UT 84014-2126

Mortgage

Document Number	008797/759
Date	Jul 25, 2025
Book Page	8797/759
Instrument	3626824

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2030

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Feb 2, 2022
Property Address	490 S 400 W, CENTERVILLE, UT 84014-2126
Document Number	007938/880
Book / Page	7938 / 880
Instrument Date	Feb 2, 2022
Instrument	3454243
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 S 400 W, CENTERVILLE, UT 84014-2126

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DAVIS UT
Recording Date	Feb 2, 2022
Property Address	490 S 400 W, CENTERVILLE, UT 84014-2126
Document Number	007938/876
Book / Page	7938 / 876
Instrument Date	Feb 2, 2022
Instrument	3454242
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 S 400 W, CENTERVILLE, UT 84014-2126

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	490 S 400 W, CENTERVILLE, UT 84014-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002997171
Date	Jan 23, 2017
Instrument	2997171

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 28, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 490 S 400 W was $459, up 18% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,050 (+15.84%) Land $194,419 Building $163,631	$651,000 (+15.84%) Land $353,489 Building $297,511
2025	$459.00 (+17.99%)	$309,100 Land $200,455 Building $108,645	$562,000 Land $364,463 Building $197,537
2024	$389.00 (-85.45%)
2023	$2,673.00 (+95.39%)	$288,750 Land $164,323 Building $124,426	$525,000 Land $298,770 Building $226,230
2022	$1,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 S 400 W in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 S 400 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband, Utah Broadband.

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