490 S 3rd St, Saint Helens, OR 97051 Property Records

Columbia County property record for 490 S 3rd St, Saint Helens, OR 97051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1920
Lot Size	0.23 acres (10,005 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2024)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Mar 2024 Sale Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4103-CA-00700`

Property Details

APN / Parcel Number

Primary APN	`4103-CA-00700`
Alternative APNs	`201041030240360000` `4N1W03CA00700` `9755`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	776 sqft
2nd Floor Area	250 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	250 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	10,005 sqft (0.23 acres)
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	9755
Street Address	490 S 3RD ST
City	SAINT HELENS
State	OR
Zip	97051-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SH:AR
Legal Description	ST HELENS BLOCK - 24 LOT - 2
Legal Range	1W
Legal Township	4N
Legal Section	03
Legal Subdivision	ST HELENS
Legal Block	24
Legal Lot Number	2
Jurisdiction	COLUMBIA OR
Township / Civil Division	ST. HELENS
Census Block Group	3
Census Block	3001
Census Tract	970700

Owner

Source: Columbia County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	490 S 3RD ST, SAINT HELENS, OR 97051-2612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on File
Deed Sale	Sep 25, 2024 · Amount on File
Prior Sale	Mar 4, 2024 · Amount on File
Deed Document Number	20245074
Prior Transfer Date	Oct 25, 2004
Prior Transfer Doc	0000014339
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA OR
Recording Date	Mar 4, 2024
Property Address	490 S 3RD ST, SAINT HELENS, OR 97051-2612
Document Number	0000000969
Instrument Date	Feb 27, 2024
Instrument	2024-00969
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 1621, SCAPPOOSE, OR 97056-1621

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA OR
Recording Date	Jun 15, 2020
Property Address	490 S 3RD ST, SAINT HELENS, OR 97051-2612
Document Number	0000005384
Instrument Date	Jun 15, 2020
Instrument	2020-05384
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	TICOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 S 3RD ST, SAINT HELENS, OR 97051-2612

Mortgage

Document Number	0000005385
Date	Jun 15, 2020
Instrument	2020-05385

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Columbia County
Municipality	St. Helens City
Unified School District	St. Helens School District 502 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00 (+5.2%)	$133,010 (+6.09%) Land $71,210 Building $61,800	$396,040 (-10.74%) Land $191,610 Building $204,430
2023	$2,037.00	$125,380 Land $63,190 Building $62,190	$443,680 Land $208,090 Building $235,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST HELENS serves 13,410 people · EPA ID OR4100724
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2021
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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