490 S 100 E, Richmond, UT 84333 Property Records

Cache County property record for 490 S 100 E, Richmond, UT 84333

Property Summary

Property Type	Single Family Home
Details	1,702 sqft · built 2022
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$658,350 (Jan 2023)
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-081-0026`

Property Details

APN / Parcel Number

Primary APN	`09-081-0026`

Interior

Building Area	1,702 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	490 S 100 E
City	RICHMOND
State	UT
Zip	84333-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT E/4 COR SEC 35 T 14N R 1E & TH N7943'28W 2616.93 FT TO NE COR PARCEL 2 REC OF SVY 2001-0188 & TRUE POB TH 8910'45W 180
Legal Range	01E
Legal Township	14N
Legal Section	35
Jurisdiction	CACHE UT
Township / Civil Division	LEWISTON
Census Block Group	1
Census Block	1035
Census Tract	101

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 S 100 E, RICHMOND, UT 84333-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage GOLDENWEST FCU
Jan 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDENWEST FCU
Jan 26, 2022	Intrafamily Transfer, Transfer · Construction Mortgage GOLDENWEST FCU
Mar 24, 2021	Warranty Deed, Transfer AMERICAN SECURE TITLE LOGAN
Mar 24, 2021	Warranty Deed, Transfer AMERICAN SECURE TITLE LOGAN
Dec 8, 2020	Warranty Deed, Transfer AMERICAN SECURE TITLE LOGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	20231335179
Deed Book / Page	2375 / 1760
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	002316/384
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	490 S 100 E, RICHMOND, UT 84333-1521
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 S 100 E, RICHMOND, UT 84333-1521

Mortgage

Document Number	02505/1845
Date	Sep 17, 2025
Book Page	2505/1845
Instrument	1383517

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jan 27, 2023
Property Address	490 S 100 E, RICHMOND, UT 84333-1521
Document Number	02375/1760
Book / Page	2375 / 1760
Instrument Date	Jan 26, 2023
Instrument	1335179
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 S 100 E, RICHMOND, UT 84333-1521

Mortgage

Document Number	0001335180
Date	Jan 27, 2023
Instrument	1335180

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jan 26, 2022
Property Address	490 S 100 E, RICHMOND, UT 84333-1521
Document Number	002316/384
Book / Page	2316 / 384
Instrument Date	Jan 25, 2022
Instrument	1310741
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	AMERICAN SECURE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 E 650 S, SMITHFIELD, UT 84335-5104

Mortgage

Document Number	0001310742
Date	Jan 26, 2022
Instrument	1310742

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 1, 2022

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 24, 2021
Property Address	490 S 100 E, RICHMOND, UT 84333-1521
Document Number	002237/166
Book / Page	2237 / 166
Instrument Date	Mar 24, 2021
Instrument	1280521
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	AMERICAN SECURE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 E 650 S, SMITHFIELD, UT 84335-5104

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 24, 2021
Property Address	490 S 100 E, RICHMOND, UT 84333-1521
Document Number	002237/165
Book / Page	2237 / 165
Instrument Date	Mar 19, 2021
Instrument	1280520
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	AMERICAN SECURE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 N 500 E, RICHMOND, UT 84333-2003

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Dec 8, 2020
Property Address	490 S 100 E, RICHMOND, UT 84333-1521
Document Number	002207/616
Book / Page	2207 / 616
Instrument Date	Dec 7, 2020
Instrument	1269040
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	AMERICAN SECURE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 E 650 S, SMITHFIELD, UT 84335-5104

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Richmond City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,658.00 (+26.75%)	$362,985 (-20.55%)	$659,972 (+44.46%) Land $167,040 Building $492,932
2023	$2,097.00	$456,866 Land $75,000 Building $381,866	$456,866 Land $75,000 Building $381,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2005 · Flooding And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 74% of Utah
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND CITY WATER SYSTEM serves 2,967 people · EPA ID UTAH03018
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025) action level 15 ppb
Copper	1.55 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

490 S 100 E, Richmond, UT 84333 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S 100 E

Nearby Streets

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