490 Rutledge Dr, Catawba, SC 29704 Property Records

York County property record for 490 Rutledge Dr, Catawba, SC 29704

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.574 acres (25,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2026)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`689-01-02-015`

Property Details

APN / Parcel Number

Primary APN	`689-01-02-015`

Exterior

Lot Area	25,014 sqft (0.574 acres)

Location & Zoning

Street Address	490 RUTLEDGE DR
City	CATAWBA
State	SC
Zip	29704-9433
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RCI
Legal Description	LOT 25 BLK B
Legal Subdivision	PINELAND HILLS SUBDIVISION PHASE I
Legal Block	B
Legal Lot Number	25
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	3
Census Block	3019
Census Tract	61203

Owner

Source: York County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 RUTLEDGE DR, CATAWBA, SC 29704-9433
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · VA Mortgage AUSTIN CAPITAL BANK SSB
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 17, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Oct 17, 2025 · Amount on Record
Deed Document Number	20264761
Deed Book / Page	22403 / 103
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	490 RUTLEDGE DR, CATAWBA, SC 29704-9433
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1999200280
Date	Feb 18, 2022
Book Page	19992/280
Instrument	2022008258

Lender

Name	AUSTIN CAPITAL BANK SSB
Type	Bank
Address	AUSTIN, TX 78757

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Feb 12, 2026
Property Address	490 RUTLEDGE DR, CATAWBA, SC 29704-9433
Document Number	2240300103
Book / Page	22403 / 103
Map Reference	MB 175 PG 211
Instrument Date	Feb 12, 2026
Instrument	2026004761
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 RUTLEDGE DR, CATAWBA, SC 29704-9433

Mortgage

Document Number	2026004762
Date	Feb 12, 2026
Instrument	2026004762

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Oct 17, 2025
Property Address	490 RUTLEDGE DR, CATAWBA, SC 29704-9433
Document Number	2220100136
Book / Page	22201 / 136
Map Reference	MB 22 PG 230
Instrument Date	Oct 17, 2025
Instrument	2025035546
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$717.60
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 COPLEY DR, ROCK HILL, SC 29732-7913

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025		$45,000 (+60.71%) Land $45,000
2023	Additional exemption filed	$28,000 Land $28,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997–2010)
Most Recent Claim	May 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rutledge Dr

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