490 Rosslare Dr, Weldon Spring (Saint Charles), MO 63304 Property Records

St. Charles County property record for 490 Rosslare Dr, Weldon Spring, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,524 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$687,500 (Oct 1998)
Tax Bill	$12,709 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A903000127`

Property Details

APN / Parcel Number

Primary APN	`A903000127`
Alternative APN	`3-0042-6532-00-0145.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,524 sqft Living Area
Gross Area	8,358 sqft
1st Floor Area	4,294 sqft
Basement Area	3,111 sqft
Finished Basement	1,230 sqft
Unfinished Basement	1,881 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	953 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	Deck Area
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A903000127
Street Address	490 ROSSLARE DR
City	WELDON SPRING
State	MO
Zip	63304-0304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITMOOR COUNTRY CLUB #2 RESUB 131-40 &142-9 LOT 145
Legal Subdivision	WHITMOOR COUNTRY CLUB #2 RESUB LOT 131-1
Legal Lot Number	145
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2008
Census Tract	311103

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 ROSSLARE DR, WELDON SPRING, MO 63304-0304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Sep 21, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF WASHINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 1998 · Amount on Record
Deed Sale	Oct 19, 1998 · Amount on Record
Deed Document Number	199882230
Deed Book / Page	2145 / 1215
Last Transfer Date	Jan 16, 2013
Transfer Doc	0059391605
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	490 ROSSLARE DR, WELDON SPRING, MO 63304-0304
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 ROSSLARE DR, WELDON SPRING, MO 63304-0304

Mortgage

Document Number	0000063971
Date	Dec 2, 2022
Instrument	2022R-063971

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 21, 2021
Property Address	490 ROSSLARE DR, WELDON SPRING, MO 63304-0304
Document Number	2021R078978
Map Reference	MB 29 PG 84
Instrument Date	Sep 17, 2021
Instrument	2021R-078978
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2276 ALPINE VIEW DR, 2276, INNSBROOK, MO 63390-6533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 ROSSLARE DR, WELDON SPRING, MO 63304-0304

Mortgage

Document Number	2021R078979
Date	Sep 21, 2021
Instrument	2021R-078979

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Weldon Spring City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,251 (-)	$1,132,901 (-) Land $202,670 Building $930,231
2025	$12,709.00 (+12.25%)	$215,251 (+12.99%)	$1,132,901 (+12.99%) Land $202,670 Building $930,231
2024	$11,322.00
2023		$190,503
2022			$1,002,640 Land $182,403 Building $820,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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