490 Roosevelt Ave, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 490 Roosevelt Ave, Springfield, MA 01118

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,588 sqft · built 1948
Lot Size0.212 acres (9,239 sqft)
OwnerIndividual Name on File
Last Sale$233,500 (Jul 2007)
Tax Bill$5,607 (2026)
Deeds & MortgagesSep 2022 Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSPRI S:10360 P:0094

Property Details

APN / Parcel Number

Primary APNSPRI S:10360 P:0094
Alternative APN
  • 103600094

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,588 sqft Living Area
1st Floor Area652 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,239 sqft (0.212 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number103600094
Street Address490 ROOSEVELT AVE
CitySPRINGFIELD
StateMA
Zip01118-1160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3000
Census Tract802400

Owner

490 Roosevelt Ave is owned and occupied by an individual who bought it in July 2007.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address490 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1160
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCING
May 22, 2019Deed of Trust, Mortgage · FHA Mortgage
SHAMROCK FINANCIAL CORP
Sep 28, 2018Warranty Deed, Transfer
Sep 28, 2018Warranty Deed, Mortgage · Conventional with PMI
SHAMROCK FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2007 · Amount on File
Deed SaleJul 20, 2007 · Amount on File
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address490 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1160
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000231930
DateSep 30, 2022
Instrument231930
Lender
NameAMERICAN FINANCING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address490 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1160
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22675-144
DateMay 22, 2019
Book Page22675/144
Instrument26378
Lender
NameSHAMROCK FINANCIAL CORP
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateSep 28, 2018
Property Address490 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1160
Document Number22380-571
Book / Page022380 / 000571
Instrument DateSep 24, 2018
Instrument58486
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 ROOSEVELT AVE SPRINGFIELD MA 011181160, SPRINGFIELD, MA 01118-1160

September 2018: Warranty Deed, Mortgage

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateSep 28, 2018
Property Address490 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1160
Book / Page022380 / 000575
Instrument DateSep 24, 2018
Instrument215997
Transaction TypeMortgage
Record UpdatedOct 23, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 ROOSEVELT AVE SPRINGFIELD MA 011181160, SPRINGFIELD, MA 01118-1160

Mortgage

Document Number22380-575
DateSep 28, 2018
Book Page022380/000575
Instrument58487
Lender
NameSHAMROCK FIN'L
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 490 Roosevelt Ave was $5,607, up 1.3% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,607.00 (+1.26%)$362,700 (+2.72%) Land $48,100 Building $314,600$334,449 (-9.45%)
2025$5,537.00$353,100 Land $48,100 Building $305,000$369,360 (+11.28%)
2024$331,930
2023$4,931.00$289,200 Land $45,800 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Roosevelt Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Roosevelt Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

Nearby Properties on Roosevelt Ave

Nearby Streets

Search Property Records by Address or Parcel Number