490 River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 490 River Rd, Putnam, CT 06260

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,176 sqft · built 2013
Lot Size2.57 acres (111,949 sqft)
Owner2 Individual Names on File
Tax Bill$6,025 (2025)
Deeds & MortgagesMay 2022 Refinance
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNPUTN M:047 L:025 U:000

Property Details

APN / Parcel Number

Primary APNPUTN M:047 L:025 U:000
Alternative APN
  • 4070

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,176 sqft Living Area
Gross Area4,909 sqft
Basement Area1,088 sqft
Unfinished Basement494 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area111,949 sqft (2.57 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number4070
Street Address490 RIVER RD
CityPUTNAM
StateCT
Zip06260-2928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal Lot Number25
JurisdictionPUTNAM CT
Township / Civil DivisionPUTNAM
Census Block Group1
Census Block1043
Census Tract903200

Owner

Source: Putnam Town records · APN PUTN M:047 L:025 U:000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 RIVER RD, PUTNAM, CT 06260-2928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CENTREVILLE BANK
Apr 22, 2020Deed of Trust, Mortgage · Balloon Mortgage
PUTNAM BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM CT
Property Address490 RIVER RD, PUTNAM, CT 06260-2928
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000850-309
DateMay 09, 2022
Book Page850/309
Instrument652
Lender
NameCENTREVILLE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM CT
Property Address490 RIVER RD, PUTNAM, CT 06260-2928
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number831-918
DateApr 22, 2020
Book Page831/918
Instrument440
Lender
NamePUTNAM BANK
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2040

Tax Assessment & Valuation

Source: Putnam Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionPutnam Town
Unified School DistrictPutnam School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,025.00$318,800 (+51.95%) Land $45,300 Building $273,500$223,160 Land $31,710 Building $191,450
2024$6,025.00 (+23.31%)
2023$4,886.00 (+4.96%)$209,800 (-) Land $35,300 Building $174,500
2022$4,655.00$209,800 Land $35,300 Building $174,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cogeco Cable Holdings II
Cable
1,000 / 50

May also be available: Spectrum, Xfinity.

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

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