490 River Bluff Dr, Unit 3, Shallotte, NC 28470 Property Records

Brunswick County property record for 490 River Bluff Dr, Unit 3, Shallotte, NC 28470

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,288 sqft · built 2000
Lot Size	0.04 acres (1,742 sqft)
Owner	Trust Name on File
Last Sale	$374,000 (Mar 2001)
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Jun 2021 Transfer Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`198OC00103`

Property Details

APN / Parcel Number

Primary APN	`198OC00103`
Alternative APNs	`109709079492` `80106374`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Units	4 Units
Stories	1 Story
Building Area	2,288 sqft Heated Area
Gross Area	3,388 sqft
1st Floor Area	924 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80106374
Street Address	490 RIVER BLUFF DR, 3
City	SHALLOTTE
State	NC
Zip	28470-5280
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	L-2C BLDG 2 THE BLUFFS TOWNHMS PL-24/71-72
Legal Lot Number	2C
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	2
Census Block	2016
Census Tract	20514

Owner

490 River Bluff Dr, Unit 3 is owner-occupied and held in a trust since June 2021.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	490 RIVER BLUFF DR, 3, SHALLOTTE, NC 28470-5280
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Intrafamily Transfer, Transfer
Feb 9, 2021	Intrafamily Transfer, Transfer
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2001 · Amount on File
Deed Sale	Mar 1, 2001 · Amount on File
Deed Book / Page	1443 / 264
Last Transfer Date	Jun 4, 2021
Transfer Doc	0046390479
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 11, 2021
Property Address	490 RIVER BLUFF DR UNIT 3, 3, SHALLOTTE, NC 28470-5280
Document Number	0046390479
Book / Page	4639 / 479
Map Reference	CAB 24 PG 71&72
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	490 RIVER BLUFF DR UNIT 3S, 3S, SHALLOTTE, NC 28470-5280

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 9, 2021
Property Address	490 RIVER BLUFF DR UNIT 3, 3, SHALLOTTE, NC 28470-5280
Document Number	0045450262
Book / Page	4545 / 262
Map Reference	CAB 24 PG 71&72
Instrument Date	Jan 12, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	490 RIVER BLUFF DR UNIT 3, 3, SHALLOTTE, NC 28470-5280

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	490 RIVER BLUFF DR UNIT 3, 3, SHALLOTTE, NC 28470-5280
Document Number	0045321229
Instrument Date	Jan 12, 2021
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 RIVER BLUFF DR #3 SHALLOTTE NC 284705280, 3, SHALLOTTE, NC 28470-5280

Mortgage

Document Number	0045321229
Date	Jan 21, 2021
Book Page	004532/001229

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 16, 2018
Property Address	490 RIVER BLUFF DR UNIT 3, 3, SHALLOTTE, NC 28470-5280
Document Number	0040180064
Book / Page	004018 / 000064
Instrument Date	Feb 6, 2018
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	490 RIVER BLUFF DR #3 SHALLOTTE NC 284705280, 3, SHALLOTTE, NC 28470-5280

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 16, 2018
Property Address	490 RIVER BLUFF DR UNIT 3, 3, SHALLOTTE, NC 28470-5280
Document Number	0040180060
Book / Page	004018 / 000060
Instrument Date	Feb 6, 2018
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 RIVER BLUFF DR #3 SHALLOTTE NC 284705280, 3, SHALLOTTE, NC 28470-5280

Tax Assessment & Valuation

The 2025 property tax bill for 490 River Bluff Dr, Unit 3 was $3,289, up 1.2% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Shallotte Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,050 (-) Land $90,000 Building $353,050	$443,050 (-) Land $90,000 Building $353,050
2025	$3,289.00 (+1.17%)	$443,050 Land $90,000 Building $353,050	$443,050 Land $90,000 Building $353,050
2024	$3,251.00
2023		$443,050 Land $90,000 Building $353,050	$443,050 Land $90,000 Building $353,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 River Bluff Dr, Unit 3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Nearby Flood Policies	59 in force
Nearby Flood Claims	6 (2018–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 River Bluff Dr, Unit 3 is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35

May also be available: T-Mobile, Verizon.

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