Spartanburg County property record for 490 Ridgewood Dr, Greer, SC 29651
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,160 sqft · built 2018 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,120 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-03-10-014.01 |
| Primary APN | 9-03-10-014.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,160 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 12 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 183788 |
|---|---|
| Street Address | 490 RIDGEWOOD DR |
| City | GREER |
| State | SC |
| Zip | 29651-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 16 EMMA CANNON SUBDIVISION PB 26-488-489 PB 173-259 |
| Legal Subdivision | EMMA CANNON SUB |
| Legal Lot Number | 16 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | GREER |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 23301 |
490 Ridgewood Dr is owned and occupied by an individual who acquired it in August 2022.
Source: Spartanburg County records, as of October 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 RIDGEWOOD DR, GREER, SC 29651-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| May 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Aug 8, 2022 | Intrafamily Transfer, Transfer VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 |
| Deed Sale | Aug 8, 2022 |
| Prior Sale | May 8, 2018 · Amount on File |
| Deed Document Number | 202240863 |
| Prior Transfer Date | Jul 23, 2022 |
| Prior Transfer Doc | 0000040863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 490 RIDGEWOOD DR, GREER, SC 29651-1534 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0000040864 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 6437/662 |
| Instrument | 2022-40864 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 490 RIDGEWOOD DR, GREER, SC 29651-1534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000020700 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 5608/0057 |
| Instrument | 2019-20700 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Aug 8, 2022 |
| Property Address | 490 RIDGEWOOD DR, GREER, SC 29651-1534 |
| Document Number | 0000040863 |
| Book / Page | 138-J / 911 |
| Map Reference | MB 173 PG 259 |
| Instrument Date | Jul 23, 2022 |
| Instrument | 2022-40863 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 RIDGEWOOD DR, GREER, SC 29651-1534 |
The 2025 property tax bill for 490 Ridgewood Dr was $3,120, down 5.6% from the year before.
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Greenville County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,120.00 (-5.6%) | $9,990 Land $720 Building $9,270 | $166,500 Land $12,000 Building $154,500 |
| 2024 | $3,305.00 (+0.46%) | ||
| 2023 | $3,290.00 | $9,990 Land $720 Building $9,270 | $166,500 Land $12,000 Building $154,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 490 Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREER CPW serves 54,024 people · EPA ID SC2310005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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