490 Ridgetop Dr, Hamilton, MT 59840 Property Records

Ravalli County property record for 490 Ridgetop Dr, Hamilton, MT 59840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,508 sqft · built 2014
Lot Size	5.36 acres (233,482 sqft)
Owner	2 Trust Names on Record
Last Sale	$134,375 (Mar 2014)
Tax Bill	$4,871 (2026)
Flood Zone	Zone D (undetermined)
APN	`R1337858`

Property Details

APN / Parcel Number

Primary APN	`R1337858`
Alternative APNs	`13-1367-09-1-01-43-0000` `0000741613`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,508 sqft Living Area
1st Floor Area	2,508 sqft
Basement Area	2,408 sqft
Finished Basement	2,408 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	233,482 sqft (5.36 acres)
Terrain	Below Road/Slope
Garage Area	1,028 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,032 sqft
Deck Area	792 sqft
Shed	1 Shed
Shed Area	288 sqft
Pole Barn	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000741613
Street Address	490 RIDGETOP DR
City	HAMILTON
State	MT
Zip	59840-9276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SITTON POINT SUBDIVISION, S09, T05 N, R20 W, ACRES 5.36, LOT 3
Legal Range	20W
Legal Township	05N
Legal Section	09
Legal Subdivision	SITTON POINT SUBDIVISION
Legal Lot Number	3
Jurisdiction	RAVALLI MT
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1045
Census Tract	601

Owner

Source: Ravalli County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	490 RIDGETOP DR, HAMILTON, MT 59840-9276
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2014 · Amount on Record
Deed Sale	Mar 20, 2014 · Amount on Record
Prior Sale	Dec 7, 2009
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Ravalli County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Ravalli County
Unified School District	Hamilton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,871.00 (-12.2%)	$1,175,500 (+36.8%)
2025			$1,175,500 (+36.8%) Land $222,600 Building $952,900
2023	$5,548.00	$859,300	$859,300 Land $142,092 Building $717,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 52% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grizzly Broadband Fiber	2,500 / 2,500
Rocky Mountain Internet Fixed Wireless	350 / 100
Verizon Fixed Wireless	300 / 20