DeKalb County property record for 490 Rays Rd, Stone Mountain, GA 30083 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,060 sqft · built 1971 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Sep 2025) |
| Tax Bill | $2,824 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-042-09-035 |
| Primary APN | 18-042-09-035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 1,610 sqft |
| Basement Area | 475 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 95 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 490 RAYS RD |
|---|---|
| City | STONE MOUNTAIN |
| State | GA |
| Zip | 30083-4260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FLINTRIDGE FOREST |
| Legal Block | 3 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | ATLANTA-DECATUR |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 22005 |
Source: DeKalb County records · APN 18-042-09-035
Assessment roll updated October 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 RAYS RD, STONE MOUNTAIN, GA 30083-4260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Sep 25, 2025 | Limited Warranty Deed, Transfer · Conventional Mortgage NGUYEN HANNAH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Mar 22, 2016 · Amount on Record |
| Deed Document Number | 2025101074 |
| Deed Book / Page | 32210 / 609 |
| Prior Transfer Date | Dec 20, 2011 |
| Prior Transfer Doc | 0228200246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Jun 15, 2026 |
| Property Address | 490 RAYS RD, STONE MOUNTAIN, GA 30083-4260 |
| Document Number | 0000063937 |
| Book / Page | 32648 / 450 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202663937 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2642 KINGS CIR, LAWRENCEVILLE, GA 30044-4447 |
| Document Number | 0000063937, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 32648/450 |
| Instrument | 202663937 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Sep 25, 2025 |
| Property Address | 490 RAYS RD, STONE MOUNTAIN, GA 30083-4260 |
| Document Number | 0322100609 |
| Book / Page | 32210 / 609 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025101074 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 RAYS RD, STONE MOUNTAIN, GA 30083-4260 |
| Document Number | 2025101075 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025101075 |
| Name | NGUYEN HANNAH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Jan 01, 2026 |
Source: DeKalb County records · Assessment roll updated October 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,824.00 (+30.02%) Homeowner's exemption | $104,000 (+2.04%) Land $22,800 Building $81,200 | $260,000 (+2.04%) Land $57,000 Building $203,000 |
| 2023 | $2,172.00 (-11.49%) Homeowner's exemption | $101,920 (+14.06%) Land $22,800 Building $79,120 | $254,800 (+14.06%) Land $57,000 Building $197,800 |
| 2022 | $2,454.00 | $89,360 Land $14,240 Building $75,120 | $223,400 Land $35,600 Building $187,800 |
Source: FEMA National Flood Hazard Layer, DeKalb County (13089C), updated September 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130890220053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (2001–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jul 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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