490 Randolph Rd, Drummonds, TN 38023 Property Records

Tipton County property record for 490 Randolph Rd, Drummonds, TN 38023

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,579 sqft · built 2014
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084055 04800`

Property Details

APN / Parcel Number

Primary APN	`084055 04800`
Alternative APN	`055 04800`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,579 sqft Living Area
1st Floor Area	1,679 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Garage Area	820 sqft
Carport	Carport
Carport Area	820 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Shed	1 Shed
Shed Area	750 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	490 RANDOLPH RD
City	DRUMMONDS
State	TN
Zip	38023-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: Q60
Legal Subdivision	GLASS RENFROW
Legal Lot Number	1
Jurisdiction	TIPTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1022
Census Tract	40200

Owner

Source: Tipton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 RANDOLPH RD, DRUMMONDS, TN 38023-6642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PATRIOT BANK
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit PATRIOT BANK
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 1970
Deed Sale	Jun 19, 1970
Prior Sale	Aug 19, 1965
Deed Book / Page	307 / 66
Last Transfer Date	Dec 20, 2021
Transfer Doc	0001939858
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	490 RANDOLPH RD, DRUMMONDS, TN 38023-6642
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002113164
Date	Feb 17, 2026
Book Page	2113/164
Instrument	290005

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Dec 28, 2021
Property Address	490 RANDOLPH RD, DRUMMONDS, TN 38023-6642
Document Number	0001939858
Book / Page	1939 / 858
Map Reference	CAB H SL 898
Instrument Date	Dec 20, 2021
Instrument	252743
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	490 RANDOLPH RD, DRUMMONDS, TN 38023-6642

Mortgage

Document Number	0000252744
Date	Dec 28, 2021
Instrument	252744

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	490 RANDOLPH RD, DRUMMONDS, TN 38023-6642
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 RANDOLPH RD, DRUMMONDS, TN 38023-6642

Mortgage

Document Number	1894319
Date	Apr 7, 2021
Book Page	1894/319
Instrument	243453

Lender

Name	PATRIOT BANK
Type	Bank
Address	DRUMMONDS, TN 38023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Mar 30, 2022

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	490 RANDOLPH RD, DRUMMONDS, TN 38023-6642
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 EANDOLPH RD, DRUMMONDS, TN 38023

Mortgage

Document Number	1863337
Date	Sep 25, 2020
Book Page	1863/337
Instrument	237334

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Oct 1, 2044

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	May 22, 2020
Property Address	490 RANDOLPH RD, DRUMMONDS, TN 38023-6642
Document Number	1844592
Book / Page	001844 / 000592
Instrument Date	May 22, 2020
Instrument	233400
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 RANAOLPH RD DRUMMONDS TN 38023, DRUMMONDS, TN 38023

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,615.00 (+5.35%)	$106,125 (-) Land $6,475 Building $99,650
2023		$106,125 Land $6,475 Building $99,650
2022	$1,533.00
2020			$424,500 Land $25,900 Building $398,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Right Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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