490 Queensgate Rd, Springboro, OH 45066 Property Records

Warren County property record for 490 Queensgate Rd, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,661 sqft · built 1980
Lot Size	0.392 acres (17,119 sqft)
Owner	Individual Name on File
Last Sale	$416,000 (Jun 2025)
Tax Bill	$4,639 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-15-377-002-0`

Property Details

APN / Parcel Number

Primary APN	`04-15-377-002-0`
Alternative APNs	`0415377002` `415377002` `522023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,661 sqft Living Area
Basement Area	396 sqft
Finished Basement	396 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	17,119 sqft
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	522023
Old Parcel Number	0415377002
Street Address	490 QUEENSGATE RD
City	SPRINGBORO
State	OH
Zip	45066-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL SPRINGS EST. #61
Legal Subdivision	ROYAL SPRINGS EST.
Legal Block	377
Legal Lot Number	61
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1004
Census Tract	30503

Owner

Source: Warren County records · APN 04-15-377-002-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	490 QUEENSGATE RD, SPRINGBORO, OH 45066-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Jun 13, 2025
Deed Document Number	0000014830
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 04, 2022
Property Address	490 QUEENSGATE RD, SPRINGBORO, OH 45066-9703
Document Number	0000015140
Map Reference	MB 10 PG 5
Instrument Date	Apr 29, 2022
Instrument	2022-015140
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 QUEENSGATE RD, SPRINGBORO, OH 45066-9703

Mortgage

Document Number	0000015141
Date	May 04, 2022
Instrument	2022-015141

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 01, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,639.00 (+51.45%)	$118,300 (+64.45%) Land $31,500 Building $86,800	$338,000 (+64.45%) Land $90,000 Building $248,000
2023	$3,063.00 (+15.54%) Homeowner's exemption	$71,936 (-) Land $16,940 Building $54,996
2022	$2,651.00 Homeowner's exemption	$71,936 Land $16,940 Building $54,996	$205,530 (-) Land $48,400 Building $157,130
2021			$205,530 Land $48,400 Building $157,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGBORO PWS private · serves 19,263 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.