Laurens County property record for 490 Pemberton St, Waterloo, SC 29384 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.578 acres (25,203 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,000 (Aug 2017) |
| Tax Bill | $5,140 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-00-00-045 |
| Primary APN | 211-00-00-045 |
|---|---|
| Alternative APNs |
|
| Lot Area | 25,203 sqft (0.578 acres) |
|---|
| Street Address | 490 PEMBERTON ST |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 SUNSET POINTE |
| Legal Subdivision | SUNSET POINTE SUBDIVISION |
| Legal Lot Number | 18 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 920202 |
Source: Laurens County records · APN 211-00-00-045
Assessment roll updated February 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1001 FRIARTUCK TRL, LADSON, SC 29456-3066 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 18, 2017 | Grant Deed, Transfer · Conventional Mortgage GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Prior Sale | Oct 15, 2009 · Amount on Record |
| Deed Document Number | 20177712 |
| Deed Book / Page | 1338 / 114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 490 PEMBERTON ST, WATERLOO, SC 29384-4104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M28010156 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | M2801/156 |
| Instrument | 2022001932 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 18, 2017 |
| Property Address | 490 PEMBERTON ST, WATERLOO, SC 29384-4104 |
| Document Number | 0013380114 |
| Book / Page | 001338 / 000114 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 7712 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1001 FRIARTUCK TRL LADSON SC 294563066, LADSON, SC 29456-3066 |
| Document Number | 23720157 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 002372/000157 |
| Instrument | 7713 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Laurens County records · Assessment roll updated February 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,140.00 (+1.74%) | $14,880 (-) Land $6,600 Building $8,280 | |
| 2024 | $5,052.00 (+11.89%) | $14,880 (-) Land $6,600 Building $8,280 | |
| 2023 | $4,515.00 (-8.79%) | $14,880 (-) | $248,000 (-) Building $248,000 |
| 2022 | $4,950.00 | $14,880 Land $6,600 Building $8,280 | $248,000 (-) Land $110,000 Building $138,000 |
| 2021 | $248,000 Land $110,000 Building $138,000 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450599202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, rainfall accumulation, Hurricane Helene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Vyve Broadband | Cable | 2,000 / 50 |
| Piedmont Rural Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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